Retention champions in Georgia in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Rhonda Dearing (Delta Community Credit Union, NMLS #456035), Mark Daker (Ameris Bank, NMLS #35111), and Mark Baker (SWBC Mortgage Corporation, NMLS #216217).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Rhonda Dearing | 456035 | Delta Community Credit Union | 401141 | Fayetteville, GA | $4.2M | 30 | 58.8% |
| #1 | Mark Daker | 35111 | Ameris Bank | 408099 | Alpharetta, GA | $13.8M | 30 | 24.2% |
| #3 | Mark Baker | 216217 | SWBC Mortgage Corporation | 9741 | Marietta, GA | $9.3M | 26 | 41.3% |
| #4 | Terry Siniard | 246046 | SWBC Mortgage Corporation | 9741 | Cartersville, GA | $8.4M | 23 | 27.1% |
| #5 | Jason Oestreicher | 38292 | Georgia United Credit Union | 483426 | Duluth, GA | $3.4M | 22 | 42.3% |
| #6 | Stewart Sadler | 147938 | Neighborhood Loans, Inc. | 222982 | Downers Grove, IL | $7.0M | 19 | 35.2% |
| #6 | WILLIAM COWART | 310972 | Regions Bank | 174490 | Athens, GA | $6.6M | 19 | 22.9% |
| #6 | Joshua White | 167243 | The Loan Closer Mortgage Group, LLC | 2661642 | Acworth, GA | $5.7M | 19 | 41.3% |
| #9 | Rhonda McClain | 456040 | Delta Community Credit Union | 401141 | Peachtree City, GA | $1.8M | 18 | 51.4% |
| #9 | Rebecca Cameron | 812670 | Delta Community Credit Union | 401141 | — | $2.6M | 18 | 62.1% |
| #9 | TEJAS SHAH | 1323605 | Progressive Home Mortgage, Inc. | 1820923 | Suwanee, GA | $6.5M | 18 | 35.3% |
| #12 | ANDREW GEISMAR | 231493 | Mortgage Assurance, Inc. | 177208 | Alpharetta, GA | $6.5M | 17 | 35.4% |
| #12 | Rhonda Shaw | 263113 | Delta Community Credit Union | 401141 | Locust Grove, GA | $2.0M | 17 | 51.5% |
| #14 | Patricia Deery | 664110 | Delta Community Credit Union | 401141 | — | $1.9M | 16 | 43.2% |
| #14 | Christie Lorton | 795210 | Delta Community Credit Union | 401141 | Cumming, GA | $2.4M | 16 | 39.0% |
| #16 | Randy McCorkle | 440588 | PEOPLES BANK OF GEORGIA, THE | 808821 | Talbotton, GA | $3.3M | 15 | 60.0% |
| #17 | Mary Chambers | 1261593 | Delta Community Credit Union | 401141 | Marietta, GA | $1.7M | 14 | 48.3% |
| #17 | Rebecca Brown | 211483 | New American Funding, LLC | 6606 | Locust Grove, GA | $5.6M | 14 | 25.0% |
| #17 | Lisa Johnson | 1272321 | Delta Community Credit Union | 401141 | Peachtree City, GA | $2.0M | 14 | 31.1% |
| #20 | Phillip King | 206975 | MiLend, Inc. | 148769 | Alpharetta, GA | $3.8M | 13 | 65.0% |
| #20 | James Cheeley | 118012 | Lincoln Capital Advisors, LLC | 51482 | Roswell, GA | $5.9M | 13 | 52.0% |
| #20 | Jessica Parrish | 1574656 | Tennessee Valley Federal Credit Union | 460298 | Chattanooga, TN | $1.6M | 13 | 48.1% |
| #20 | Melanie Davis | 827408 | Delta Community Credit Union | 401141 | Peachtree City, GA | $1.5M | 13 | 38.2% |
| #20 | Stephanie Haase | 658865 | BankSouth Mortgage Company, LLC | 690971 | Atlanta, GA | $8.7M | 13 | 54.2% |
| #20 | Tammy Walters | 1106808 | LGE Community Credit Union | 164500 | Marietta, GA | $2.5M | 13 | 40.6% |
| #20 | Justin Perez | 926752 | Guaranteed Rate Affinity, LLC | 1598647 | Johns Creek, GA | $4.9M | 13 | 44.8% |
| #27 | Jennifer Ripley | 1091104 | MiLend, Inc. | 148769 | Alpharetta, GA | $4.1M | 12 | 63.2% |
| #27 | Jennifer Sims | 151158 | Union Home Mortgage Corp. | 2229 | Winder, GA | $2.7M | 12 | 33.3% |
| #29 | Melanie Walburg | 166330 | Destiny Mortgage Lending LLC | 2332836 | Dawsonville, GA | $3.2M | 11 | 45.8% |
| #29 | Arthur Karalexis | 103296 | Truist Bank | 399803 | Alpharetta, GA | $7.6M | 11 | 42.3% |
| #29 | Sara Johnson | 250962 | Mutual of Omaha Mortgage, Inc. | 1025894 | Atlanta, GA | $3.8M | 11 | 37.9% |
| #29 | Marjorie McIntyre | 803447 | LGE Community Credit Union | 164500 | Atlanta, GA | $1.5M | 11 | 30.6% |
| #29 | Jessica Powers | 1525593 | MiLend, Inc. | 148769 | Alpharetta, GA | $3.4M | 11 | 78.6% |
| #29 | Timothy Dukes | 1469262 | Fairway Independent Mortgage Corporation | 2289 | Hartwell, GA | $4.0M | 11 | 34.4% |
| #29 | Janie Grinnell | 618799 | Bank of LaFayette, The | 609389 | La Fayette, GA | $2.2M | 11 | 78.6% |
| #29 | Tanya Cohn | 131823 | Preferred Mortgage Source LLC | 2035695 | Roswell, GA | $3.8M | 11 | 44.0% |
| #29 | Jesse Palmer | 539397 | The First National Bank of Waynesboro | 409004 | Waynesboro, GA | $3.2M | 11 | 73.3% |
| #29 | Mark Milam | 35163 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $4.4M | 11 | 23.9% |
| #29 | Maxime Kallos | 170267 | Ardent Loans LLC | 2403107 | Alpharetta, GA | $3.7M | 11 | 18.6% |
| #29 | Adam Felkey | 1589917 | Xpert Home Lending Inc. | 2179191 | Braselton, GA | $2.4M | 11 | 68.8% |
| #29 | Holly Walther | 507972 | Success Mortgage Partners, Inc. | 130562 | St Augustine, FL | $4.1M | 11 | 22.0% |
| #29 | Mattie Knott | 456036 | Delta Community Credit Union | 401141 | Decatur, GA | $1.7M | 11 | 22.0% |
| #29 | Christopher Drexler | 214232 | New American Funding, LLC | 6606 | Suwanee, GA | $3.2M | 11 | 14.3% |
| #29 | thomas king | 459649 | Cornerstone Mortgage Group, LLC | 147913 | Alpharetta, GA | $3.9M | 11 | 30.6% |
| #29 | Joy Vickers | 740739 | FIRST NATIONAL BANK OF COFFEE COUNTY | 696095 | Douglas, GA | $1.9M | 11 | 50.0% |
| #29 | Jonathan Young | 795420 | Citizens Bank of the South | 451315 | Sandersville, GA | $2.2M | 11 | 52.4% |
| #29 | Ronald Stanley | 200730 | DHI MORTGAGE COMPANY, LTD. | 14622 | — | $2.4M | 11 | 55.0% |
| #29 | Christopher Shumate | 627360 | Fairway Independent Mortgage Corporation | 2289 | Duluth, GA | $2.0M | 11 | 50.0% |
| #49 | Michael Fendley | 176997 | Frontline Mortgage Partners, Inc | 1030764 | Jasper, GA | $2.7M | 10 | 62.5% |
| #49 | James Russell | 211578 | Coastal Mortgage Solutions, Inc. | 1745388 | St Simons Island, GA | $2.5M | 10 | 52.6% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Georgia (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-retention-by-units/2022
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