Retention champions in Colorado in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include JOSEPH METZGER (LIGHTWORKERS HOME LOANS INC., NMLS #955819), Ryan Randle (Guaranteed Rate, Inc., NMLS #452323), and Steven Einheit (BMO Bank National Association, NMLS #807886).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | JOSEPH METZGER | 955819 | LIGHTWORKERS HOME LOANS INC. | 2696820 | Rolling Meadows, IL | $15.1M | 41 | 24.7% |
| #2 | Ryan Randle | 452323 | Guaranteed Rate, Inc. | 2611 | Denver, CO | $16.7M | 28 | 60.9% |
| #3 | Steven Einheit | 807886 | BMO Bank National Association | 401052 | Denver, CO | $8.6M | 27 | 60.0% |
| #4 | Nicholas Barta | 25540 | Golden Empire Mortgage, Inc. | 2427 | Englewood, CO | $6.0M | 26 | 27.1% |
| #4 | Leanna Selander | 232051 | New American Funding, LLC | 6606 | Greenwood Village, CO | $10.1M | 26 | 68.4% |
| #4 | Chris Murphy | 130492 | M2 Lending Solutions, LLC | 384463 | Denver, CO | $9.7M | 26 | 52.0% |
| #7 | Lisa Holbrook | 422164 | Wings Credit Union | 405466 | — | $6.2M | 24 | 45.3% |
| #8 | Timothy Weber | 327422 | M2 Lending Solutions, LLC | 384463 | Denver, CO | $8.4M | 23 | 62.2% |
| #8 | Laurinda Conrad | 187645 | American Financial Network, Inc. | 237341 | Brea, CA | $4.4M | 23 | 54.8% |
| #8 | Valerie Boughton | 1593942 | Mortgage Solutions of Colorado, LLC | 61602 | Colorado Springs, CO | $8.6M | 23 | 60.5% |
| #11 | Christina Ledesma | 418634 | Cornerstone Capital Bank, SSB | 2258 | Delta, CO | $5.2M | 21 | 55.3% |
| #11 | David Hosterman | 220562 | Guild Mortgage Company LLC | 3274 | Greenwood Village, CO | $7.4M | 21 | 43.8% |
| #11 | James Pulsipher | 237744 | Ark-La-Tex Financial Services, LLC | 2143 | Grand Junction, CO | $6.6M | 21 | 25.6% |
| #11 | HEIDI MONTUNNAS | 6889 | Jordan West Companies Ltd | 392126 | Centennial, CO | $7.9M | 21 | 72.4% |
| #11 | Oral Caine | 987718 | Air Academy Federal Credit Union | 454287 | Colorado Springs, CO | $5.8M | 21 | 75.0% |
| #11 | Alexa DePaolo | 1132603 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $6.2M | 21 | 44.7% |
| #17 | Donald Medina | 232325 | CrossCountry Mortgage, LLC | 3029 | Las Vegas, NV | $5.0M | 19 | 51.4% |
| #17 | Stephanie Dombrowski | 459321 | Wings Credit Union | 405466 | Colorado Springs, CO | $7.9M | 19 | 42.2% |
| #17 | Justin Crowley | 378544 | FIRST WESTERN TRUST BANK | 477166 | Fort Collins, CO | $7.6M | 19 | 44.2% |
| #20 | Amanda Sessa | 257356 | SWBC Mortgage Corporation | 9741 | San Antonio, TX | $9.1M | 18 | 48.6% |
| #20 | Joseph Cetuk | 281705 | Vertex Financial Group, Inc. | 3051 | Highlands Ranch, CO | $7.6M | 18 | 78.3% |
| #20 | Lisa Gustafson | 388937 | Better Mortgage Corporation | 330511 | Windsor, CO | $7.5M | 18 | 38.3% |
| #23 | Derrick Strauss | 294753 | Planet Home Lending, LLC | 17022 | Golden, CO | $7.8M | 17 | 81.0% |
| #23 | Jason Duffy | 292574 | Residential Lending, LLC | 381277 | Littleton, CO | $6.2M | 17 | 68.0% |
| #23 | Richard Flanery | 256117 | Peak Capital Mortgage, LLC | 2347925 | Estes Park, CO | $6.1M | 17 | 45.9% |
| #23 | Susan van de Poll | 831038 | Xpert Home Lending Inc. | 2179191 | Palm Coast, FL | $5.4M | 17 | 53.1% |
| #27 | Jeremy Murphy | 320592 | Monumental Mortgage LLC | 1822778 | Monument, CO | $7.5M | 16 | 69.6% |
| #27 | Kristina Fischer | 1145068 | Lower, LLC | 1124061 | Greenwood Village, CO | $6.3M | 16 | 47.1% |
| #27 | Richard Dillman | 298994 | NFM Lending, LLC | 2893 | Colorado Springs, CO | $4.7M | 16 | 47.1% |
| #27 | David Wein | 243292 | DSW Mortgage Inc. | 475605 | Boulder, CO | $7.5M | 16 | 53.3% |
| #31 | Courtney Horn | 273702 | The Horn Funding Corp | 843271 | Englewood, CO | $6.7M | 15 | 53.6% |
| #31 | Nicole Rueth | 239840 | CrossCountry Mortgage, LLC | 3029 | Englewood, CO | $7.1M | 15 | 25.4% |
| #33 | Joseph Massey | 7538 | Synergy One Lending, Inc. | 1907235 | Englewood, CO | $5.1M | 14 | 41.2% |
| #33 | Marcy Langlois | 452580 | Guild Mortgage Company LLC | 3274 | Colorado Springs, CO | $4.1M | 14 | 40.0% |
| #33 | Lauri Larson | 287525 | Elevations Credit Union | 717246 | — | $7.5M | 14 | 40.0% |
| #33 | Richard Littrell | 1092985 | Fidelity Mortgage Solutions, LLC | 476792 | Colorado Springs, CO | $5.5M | 14 | 42.4% |
| #33 | Matthew Hibler | 287502 | Guaranteed Rate Affinity, LLC | 1598647 | Englewood, CO | $9.3M | 14 | 29.8% |
| #38 | Lewis Cox | 256450 | Change Lending, LLC | 1839 | Boulder, CO | $9.6M | 13 | 48.1% |
| #38 | Julie Whalen | 252298 | Guild Mortgage Company LLC | 3274 | Greenwood Village, CO | $5.1M | 13 | 50.0% |
| #38 | Janet Morley | 284865 | Nova Financial & Investment Corporation | 3087 | — | $4.8M | 13 | 54.2% |
| #38 | Harriette Woodard | 267734 | Bank of Colorado | 405279 | Estes Park, CO | $8.3M | 13 | 72.2% |
| #38 | Brian Able | 322048 | Plum Creek Funding, Inc. | 322537 | Parker, CO | $6.1M | 13 | 43.3% |
| #38 | Richard Ward | 806490 | Ark-La-Tex Financial Services, LLC | 2143 | Colorado Springs, CO | $5.9M | 13 | 34.2% |
| #38 | Mark Massa | 365198 | Mountain States Lending, Inc | 1433383 | Aurora, CO | $6.0M | 13 | 76.5% |
| #45 | David Robbins | 6176 | Golden Lenders, LLC | 2106 | Golden, CO | $4.7M | 12 | 57.1% |
| #45 | Courtney Bennett | 223828 | Stonehenge Financial Inc. | 224999 | Westminster, CO | $6.0M | 12 | 40.0% |
| #45 | Ashley Pratt | 257354 | CMG Mortgage, Inc. | 1820 | Lakewood, CO | $4.6M | 12 | 70.6% |
| #45 | Carol Cordova | 649444 | Lending Vets, Inc. | 2125301 | Denver, CO | $5.1M | 12 | 85.7% |
| #45 | Jacob Storey | 1611651 | Liberty Financing LLC | 2441006 | Centennial, CO | $4.2M | 12 | 36.4% |
| #45 | VERNON LARSON | 251239 | ADVANTAGE HOME MORTGAGE LLC | 1614819 | Pueblo, CO | $3.2M | 12 | 23.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Colorado (2022). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/colorado/top-retention-by-units/2022
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