Retention champions in Colorado in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include JOSEPH METZGER (LIGHTWORKERS HOME LOANS INC., NMLS #955819), Ryan Randle (U.S. Bank National Association, NMLS #452323), and Steven Einheit (BMO Bank National Association, NMLS #807886).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | JOSEPH METZGER | 955819 | LIGHTWORKERS HOME LOANS INC. | 2696820 | Rolling Meadows, IL | $15.1M | 41 | 24.7% |
| #2 | Ryan Randle | 452323 | U.S. Bank National Association | 402761 | Castle Rock, CO | $16.7M | 28 | 60.9% |
| #3 | Steven Einheit | 807886 | BMO Bank National Association | 401052 | Denver, CO | $8.6M | 27 | 60.0% |
| #4 | Chris Murphy | 130492 | M2 Lending Solutions, LLC | 384463 | Denver, CO | $9.7M | 26 | 52.0% |
| #4 | Leanna Selander | 232051 | New American Funding, LLC | 6606 | Greenwood Village, CO | $10.1M | 26 | 68.4% |
| #4 | Nicholas Barta | 25540 | Golden Empire Mortgage, Inc. | 2427 | Englewood, CO | $6.0M | 26 | 27.4% |
| #7 | Lisa Holbrook | 422164 | Wings Credit Union | 405466 | — | $6.2M | 24 | 45.3% |
| #8 | Laurinda Conrad | 187645 | Northpointe Bank | 447490 | Grand Junction, CO | $4.4M | 23 | 56.1% |
| #8 | Valerie Boughton | 1593942 | Mortgage Solutions of Colorado, LLC | 61602 | Colorado Springs, CO | $8.6M | 23 | 60.5% |
| #8 | Timothy Weber | 327422 | M2 Lending Solutions, LLC | 384463 | Denver, CO | $8.4M | 23 | 62.2% |
| #11 | Alexa DePaolo | 1132603 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $6.2M | 21 | 44.7% |
| #11 | James Pulsipher | 237744 | Ark-La-Tex Financial Services, LLC | 2143 | Grand Junction, CO | $6.6M | 21 | 26.3% |
| #11 | David Hosterman | 220562 | Guild Mortgage Company LLC | 3274 | Greenwood Village, CO | $7.4M | 21 | 44.7% |
| #11 | Oral Caine | 987718 | Air Academy Federal Credit Union | 454287 | Colorado Springs, CO | $5.8M | 21 | 75.0% |
| #11 | HEIDI MONTUNNAS | 6889 | Jordan West Companies Ltd | 392126 | Centennial, CO | $7.9M | 21 | 72.4% |
| #11 | Christina Ledesma | 418634 | Cornerstone Capital Bank, SSB | 2258 | Delta, CO | $5.2M | 21 | 55.3% |
| #17 | Donald Medina | 232325 | CrossCountry Mortgage, LLC | 3029 | Las Vegas, NV | $5.0M | 19 | 51.4% |
| #17 | Justin Crowley | 378544 | FIRST WESTERN TRUST BANK | 477166 | Fort Collins, CO | $7.6M | 19 | 45.2% |
| #17 | Stephanie Dombrowski | 459321 | Wings Credit Union | 405466 | Colorado Springs, CO | $7.9M | 19 | 42.2% |
| #20 | Joseph Cetuk | 281705 | Vertex Financial Group, Inc. | 3051 | Highlands Ranch, CO | $7.6M | 18 | 78.3% |
| #20 | Lisa Gustafson | 388937 | Better Mortgage Corporation | 330511 | Windsor, CO | $7.5M | 18 | 38.3% |
| #22 | Jason Duffy | 292574 | Residential Lending, LLC | 381277 | Littleton, CO | $6.2M | 17 | 68.0% |
| #22 | Richard Flanery | 256117 | Peak Capital Mortgage, LLC | 2347925 | Estes Park, CO | $6.1M | 17 | 47.2% |
| #22 | Amanda Sessa | 257356 | SWBC Mortgage Corporation | 9741 | San Antonio, TX | $8.6M | 17 | 47.2% |
| #22 | Derrick Strauss | 294753 | Planet Home Lending, LLC | 17022 | Golden, CO | $7.8M | 17 | 85.0% |
| #22 | Susan van de Poll | 831038 | Xpert Home Lending Inc. | 2179191 | Braselton, GA | $5.4M | 17 | 53.1% |
| #27 | David Wein | 243292 | DSW Mortgage Inc. | 475605 | Boulder, CO | $7.5M | 16 | 53.3% |
| #27 | Richard Dillman | 298994 | NFM Lending, LLC | 2893 | Colorado Springs, CO | $4.7M | 16 | 47.1% |
| #27 | Kristina Fischer | 1145068 | Lower, LLC | 1124061 | Greenwood Village, CO | $6.3M | 16 | 47.1% |
| #27 | Jeremy Murphy | 320592 | Monumental Mortgage LLC | 1822778 | Monument, CO | $7.5M | 16 | 69.6% |
| #31 | Courtney Horn | 273702 | The Horn Funding Corp | 843271 | Englewood, CO | $6.7M | 15 | 55.6% |
| #31 | Nicole Rueth | 239840 | CrossCountry Mortgage, LLC | 3029 | Englewood, CO | $7.1M | 15 | 25.4% |
| #33 | Richard Littrell | 1092985 | Fidelity Mortgage Solutions, LLC | 476792 | Colorado Springs, CO | $5.5M | 14 | 42.4% |
| #33 | Matthew Hibler | 287502 | Guaranteed Rate Affinity, LLC | 1598647 | Englewood, CO | $9.3M | 14 | 29.8% |
| #33 | Joseph Massey | 7538 | Synergy One Lending, Inc. | 1907235 | Englewood, CO | $5.1M | 14 | 41.2% |
| #33 | Marcy Langlois | 452580 | Guild Mortgage Company LLC | 3274 | Colorado Springs, CO | $4.1M | 14 | 40.0% |
| #33 | Lauri Larson | 287525 | Elevations Credit Union | 717246 | — | $7.5M | 14 | 40.0% |
| #38 | Julie Whalen | 252298 | Guild Mortgage Company LLC | 3274 | Greenwood Village, CO | $5.1M | 13 | 50.0% |
| #38 | Richard Ward | 806490 | Ark-La-Tex Financial Services, LLC | 2143 | Colorado Springs, CO | $5.9M | 13 | 34.2% |
| #38 | Mark Massa | 365198 | Mountain States Lending, Inc | 1433383 | Aurora, CO | $6.0M | 13 | 76.5% |
| #38 | Lewis Cox | 256450 | Change Lending, LLC | 1839 | Boulder, CO | $9.6M | 13 | 48.1% |
| #38 | Janet Morley | 284865 | Nova Financial & Investment Corporation | 3087 | — | $4.8M | 13 | 54.2% |
| #38 | Brian Able | 322048 | Plum Creek Funding, Inc. | 322537 | Parker, CO | $6.1M | 13 | 43.3% |
| #38 | Harriette Woodard | 267734 | Bank of Colorado | 405279 | Estes Park, CO | $8.3M | 13 | 72.2% |
| #45 | Gina Allman | 971423 | Wings Credit Union | 405466 | Colorado Springs, CO | $3.4M | 12 | 28.6% |
| #45 | Daen Manriquez | 218637 | Top Flite Financial, Inc. | 4181 | Greeley, CO | $3.0M | 12 | 31.6% |
| #45 | Nicole Stotler | 580482 | High Country Bank | 419324 | Salida, CO | $5.2M | 12 | 70.6% |
| #45 | Benjamin Adams | 1563105 | Northpointe Bank | 447490 | Grand Rapids, MI | $3.2M | 12 | 54.5% |
| #45 | Thomas Bechtel | 459317 | Wings Credit Union | 405466 | Colorado Springs, CO | $3.3M | 12 | 34.3% |
| #45 | Ravindra Kachaliya | 291527 | Fortune Financial, Inc. | 274363 | — | $5.2M | 12 | 38.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Colorado (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/colorado/top-retention-by-units/2022
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