Retention champions in Colorado in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include JOSEPH METZGER (LIGHTWORKERS HOME LOANS INC., NMLS #955819), Ryan Randle (Guaranteed Rate, Inc., NMLS #452323), and Steven Einheit (BMO Bank National Association, NMLS #807886).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | JOSEPH METZGER | 955819 | LIGHTWORKERS HOME LOANS INC. | 2696820 | Rolling Meadows, IL | $15.1M | 41 | 24.7% |
| #2 | Ryan Randle | 452323 | Guaranteed Rate, Inc. | 2611 | Denver, CO | $16.7M | 28 | 60.9% |
| #3 | Steven Einheit | 807886 | BMO Bank National Association | 401052 | Denver, CO | $8.6M | 27 | 60.0% |
| #4 | Nicholas Barta | 25540 | Golden Empire Mortgage, Inc. | 2427 | Englewood, CO | $6.0M | 26 | 27.1% |
| #4 | Leanna Selander | 232051 | New American Funding, LLC | 6606 | Greenwood Village, CO | $10.1M | 26 | 68.4% |
| #4 | Chris Murphy | 130492 | M2 Lending Solutions, LLC | 384463 | Denver, CO | $9.7M | 26 | 52.0% |
| #7 | Lisa Holbrook | 422164 | Wings Credit Union | 405466 | — | $6.2M | 24 | 45.3% |
| #8 | Timothy Weber | 327422 | M2 Lending Solutions, LLC | 384463 | Denver, CO | $8.4M | 23 | 62.2% |
| #8 | Valerie Boughton | 1593942 | Mortgage Solutions of Colorado, LLC | 61602 | Colorado Springs, CO | $8.6M | 23 | 60.5% |
| #8 | Laurinda Conrad | 187645 | Northpointe Bank | 447490 | Grand Junction, CO | $4.4M | 23 | 54.8% |
| #11 | James Pulsipher | 237744 | Ark-La-Tex Financial Services, LLC | 2143 | Grand Junction, CO | $6.6M | 21 | 25.6% |
| #11 | Christina Ledesma | 418634 | Cornerstone Capital Bank, SSB | 2258 | Delta, CO | $5.2M | 21 | 55.3% |
| #11 | Oral Caine | 987718 | Air Academy Federal Credit Union | 454287 | Colorado Springs, CO | $5.8M | 21 | 75.0% |
| #11 | HEIDI MONTUNNAS | 6889 | Jordan West Companies Ltd | 392126 | Centennial, CO | $7.9M | 21 | 72.4% |
| #11 | Alexa DePaolo | 1132603 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $6.2M | 21 | 44.7% |
| #11 | David Hosterman | 220562 | Guild Mortgage Company LLC | 3274 | Greenwood Village, CO | $7.4M | 21 | 44.7% |
| #17 | Justin Crowley | 378544 | FIRST WESTERN TRUST BANK | 477166 | Fort Collins, CO | $7.6M | 19 | 44.2% |
| #17 | Stephanie Dombrowski | 459321 | Wings Credit Union | 405466 | Colorado Springs, CO | $7.9M | 19 | 42.2% |
| #17 | Donald Medina | 232325 | CrossCountry Mortgage, LLC | 3029 | Las Vegas, NV | $5.0M | 19 | 51.4% |
| #20 | Lisa Gustafson | 388937 | Better Mortgage Corporation | 330511 | Windsor, CO | $7.5M | 18 | 38.3% |
| #20 | Joseph Cetuk | 281705 | Vertex Financial Group, Inc. | 3051 | Highlands Ranch, CO | $7.6M | 18 | 78.3% |
| #20 | Amanda Sessa | 257356 | SWBC Mortgage Corporation | 9741 | San Antonio, TX | $9.1M | 18 | 48.6% |
| #23 | Jason Duffy | 292574 | Residential Lending, LLC | 381277 | Littleton, CO | $6.2M | 17 | 68.0% |
| #23 | Richard Flanery | 256117 | Peak Capital Mortgage, LLC | 2347925 | Estes Park, CO | $6.1M | 17 | 45.9% |
| #23 | Derrick Strauss | 294753 | Planet Home Lending, LLC | 17022 | Golden, CO | $7.8M | 17 | 81.0% |
| #23 | Susan van de Poll | 831038 | Xpert Home Lending Inc. | 2179191 | Palm Coast, FL | $5.4M | 17 | 53.1% |
| #27 | Richard Dillman | 298994 | NFM Lending, LLC | 2893 | Colorado Springs, CO | $4.7M | 16 | 47.1% |
| #27 | Jeremy Murphy | 320592 | Monumental Mortgage LLC | 1822778 | Monument, CO | $7.5M | 16 | 69.6% |
| #27 | Kristina Fischer | 1145068 | Lower, LLC | 1124061 | Greenwood Village, CO | $6.3M | 16 | 47.1% |
| #27 | David Wein | 243292 | DSW Mortgage Inc. | 475605 | Boulder, CO | $7.5M | 16 | 53.3% |
| #31 | Nicole Rueth | 239840 | CrossCountry Mortgage, LLC | 3029 | Englewood, CO | $7.1M | 15 | 25.4% |
| #31 | Courtney Horn | 273702 | The Horn Funding Corp | 843271 | Englewood, CO | $6.7M | 15 | 53.6% |
| #33 | Joseph Massey | 7538 | Synergy One Lending, Inc. | 1907235 | Englewood, CO | $5.1M | 14 | 41.2% |
| #33 | Matthew Hibler | 287502 | Guaranteed Rate Affinity, LLC | 1598647 | Englewood, CO | $9.3M | 14 | 29.8% |
| #33 | Lauri Larson | 287525 | Elevations Credit Union | 717246 | — | $7.5M | 14 | 40.0% |
| #33 | Marcy Langlois | 452580 | Guild Mortgage Company LLC | 3274 | Colorado Springs, CO | $4.1M | 14 | 40.0% |
| #33 | Richard Littrell | 1092985 | Fidelity Mortgage Solutions, LLC | 476792 | Colorado Springs, CO | $5.5M | 14 | 42.4% |
| #38 | Julie Whalen | 252298 | Guild Mortgage Company LLC | 3274 | Greenwood Village, CO | $5.1M | 13 | 50.0% |
| #38 | Brian Able | 322048 | Plum Creek Funding, Inc. | 322537 | Parker, CO | $6.1M | 13 | 43.3% |
| #38 | Harriette Woodard | 267734 | Bank of Colorado | 405279 | Estes Park, CO | $8.3M | 13 | 72.2% |
| #38 | Janet Morley | 284865 | Nova Financial & Investment Corporation | 3087 | — | $4.8M | 13 | 54.2% |
| #38 | Lewis Cox | 256450 | Change Lending, LLC | 1839 | Boulder, CO | $9.6M | 13 | 48.1% |
| #38 | Mark Massa | 365198 | Mountain States Lending, Inc | 1433383 | Aurora, CO | $6.0M | 13 | 76.5% |
| #38 | Richard Ward | 806490 | Ark-La-Tex Financial Services, LLC | 2143 | Colorado Springs, CO | $5.9M | 13 | 34.2% |
| #45 | Carol Cordova | 649444 | Lending Vets, Inc. | 2125301 | Denver, CO | $5.1M | 12 | 85.7% |
| #45 | Jacob Storey | 1611651 | Liberty Financing LLC | 2441006 | Centennial, CO | $4.2M | 12 | 36.4% |
| #45 | Douglas Longoria | 1345319 | Liberty Financing LLC | 2441006 | Centennial, CO | $4.3M | 12 | 29.3% |
| #45 | David Robbins | 6176 | Golden Lenders, LLC | 2106 | Golden, CO | $4.7M | 12 | 57.1% |
| #45 | Ashley Pratt | 257354 | CMG Mortgage, Inc. | 1820 | Lakewood, CO | $4.6M | 12 | 70.6% |
| #45 | VERNON LARSON | 251239 | ADVANTAGE HOME MORTGAGE LLC | 1614819 | Pueblo, CO | $3.2M | 12 | 23.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Colorado (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/colorado/top-retention-by-units/2022
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