Retention champions in Colorado in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include JOSEPH METZGER (Liberty Financing LLC, NMLS #955819), Ryan Randle (Guaranteed Rate, Inc., NMLS #452323), and Steven Einheit (BMO Bank National Association, NMLS #807886).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | JOSEPH METZGER | 955819 | Liberty Financing LLC | 2441006 | Centennial, CO | $15.1M | 41 | 24.7% |
| #2 | Ryan Randle | 452323 | Guaranteed Rate, Inc. | 2611 | Denver, CO | $16.7M | 28 | 60.9% |
| #3 | Steven Einheit | 807886 | BMO Bank National Association | 401052 | Denver, CO | $8.6M | 27 | 60.0% |
| #4 | Chris Murphy | 130492 | M2 Lending Solutions, LLC | 384463 | Denver, CO | $9.7M | 26 | 52.0% |
| #4 | Leanna Selander | 232051 | New American Funding, LLC | 6606 | Greenwood Village, CO | $10.1M | 26 | 68.4% |
| #4 | Nicholas Barta | 25540 | Golden Empire Mortgage, Inc. | 2427 | Englewood, CO | $6.0M | 26 | 27.1% |
| #7 | Lisa Holbrook | 422164 | Wings Credit Union | 405466 | — | $6.2M | 24 | 45.3% |
| #8 | Laurinda Conrad | 187645 | American Financial Network, Inc. | 237341 | Brea, CA | $4.4M | 23 | 54.8% |
| #8 | Timothy Weber | 327422 | M2 Lending Solutions, LLC | 384463 | Denver, CO | $8.4M | 23 | 62.2% |
| #8 | Valerie Boughton | 1593942 | Mortgage Solutions of Colorado, LLC | 61602 | Colorado Springs, CO | $8.6M | 23 | 60.5% |
| #11 | Oral Caine | 987718 | Air Academy Federal Credit Union | 454287 | Colorado Springs, CO | $5.8M | 21 | 75.0% |
| #11 | HEIDI MONTUNNAS | 6889 | Jordan West Companies Ltd | 392126 | Centennial, CO | $7.9M | 21 | 72.4% |
| #11 | Christina Ledesma | 418634 | Cornerstone Capital Bank, SSB | 2258 | Delta, CO | $5.2M | 21 | 55.3% |
| #11 | Alexa DePaolo | 1132603 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $6.2M | 21 | 44.7% |
| #11 | James Pulsipher | 237744 | Ark-La-Tex Financial Services, LLC | 2143 | Grand Junction, CO | $6.6M | 21 | 25.6% |
| #11 | David Hosterman | 220562 | Guild Mortgage Company LLC | 3274 | Greenwood Village, CO | $7.4M | 21 | 43.8% |
| #17 | Justin Crowley | 378544 | FIRST WESTERN TRUST BANK | 477166 | Fort Collins, CO | $7.6M | 19 | 44.2% |
| #17 | Stephanie Dombrowski | 459321 | Wings Credit Union | 405466 | Colorado Springs, CO | $7.9M | 19 | 42.2% |
| #17 | Donald Medina | 232325 | CrossCountry Mortgage, LLC | 3029 | Las Vegas, NV | $5.0M | 19 | 51.4% |
| #20 | Joseph Cetuk | 281705 | Vertex Financial Group, Inc. | 3051 | Highlands Ranch, CO | $7.6M | 18 | 78.3% |
| #20 | Lisa Gustafson | 388937 | Better Mortgage Corporation | 330511 | Windsor, CO | $7.5M | 18 | 38.3% |
| #20 | Amanda Sessa | 257356 | SWBC Mortgage Corporation | 9741 | San Antonio, TX | $9.1M | 18 | 48.6% |
| #23 | Jason Duffy | 292574 | Residential Lending, LLC | 381277 | Littleton, CO | $6.2M | 17 | 68.0% |
| #23 | Derrick Strauss | 294753 | Planet Home Lending, LLC | 17022 | Golden, CO | $7.8M | 17 | 81.0% |
| #23 | Richard Flanery | 256117 | Peak Capital Mortgage, LLC | 2347925 | Estes Park, CO | $6.1M | 17 | 45.9% |
| #23 | Susan van de Poll | 831038 | Xpert Home Lending Inc. | 2179191 | Palm Coast, FL | $5.4M | 17 | 53.1% |
| #27 | Kristina Fischer | 1145068 | Lower, LLC | 1124061 | Greenwood Village, CO | $6.3M | 16 | 47.1% |
| #27 | Richard Dillman | 298994 | NFM Lending, LLC | 2893 | Colorado Springs, CO | $4.7M | 16 | 47.1% |
| #27 | Jeremy Murphy | 320592 | Monumental Mortgage LLC | 1822778 | Monument, CO | $7.5M | 16 | 69.6% |
| #27 | David Wein | 243292 | DSW Mortgage Inc. | 475605 | Boulder, CO | $7.5M | 16 | 53.3% |
| #31 | Nicole Rueth | 239840 | CrossCountry Mortgage, LLC | 3029 | Englewood, CO | $7.1M | 15 | 25.4% |
| #31 | Courtney Horn | 273702 | The Horn Funding Corp | 843271 | Englewood, CO | $6.7M | 15 | 53.6% |
| #33 | Richard Littrell | 1092985 | Fidelity Mortgage Solutions, LLC | 476792 | Colorado Springs, CO | $5.5M | 14 | 42.4% |
| #33 | Marcy Langlois | 452580 | Guild Mortgage Company LLC | 3274 | Colorado Springs, CO | $4.1M | 14 | 40.0% |
| #33 | Lauri Larson | 287525 | Elevations Credit Union | 717246 | — | $7.5M | 14 | 40.0% |
| #33 | Matthew Hibler | 287502 | Guaranteed Rate Affinity, LLC | 1598647 | Englewood, CO | $9.3M | 14 | 29.8% |
| #33 | Joseph Massey | 7538 | Synergy One Lending, Inc. | 1907235 | Englewood, CO | $5.1M | 14 | 41.2% |
| #38 | Richard Ward | 806490 | Ark-La-Tex Financial Services, LLC | 2143 | Colorado Springs, CO | $5.9M | 13 | 34.2% |
| #38 | Mark Massa | 365198 | Mountain States Lending, Inc | 1433383 | Aurora, CO | $6.0M | 13 | 76.5% |
| #38 | Janet Morley | 284865 | Nova Financial & Investment Corporation | 3087 | — | $4.8M | 13 | 54.2% |
| #38 | Brian Able | 322048 | Plum Creek Funding, Inc. | 322537 | Parker, CO | $6.1M | 13 | 43.3% |
| #38 | Harriette Woodard | 267734 | Bank of Colorado | 405279 | Estes Park, CO | $8.3M | 13 | 72.2% |
| #38 | Lewis Cox | 256450 | Change Lending, LLC | 1839 | Boulder, CO | $9.6M | 13 | 48.1% |
| #38 | Julie Whalen | 252298 | Guild Mortgage Company LLC | 3274 | Greenwood Village, CO | $5.1M | 13 | 50.0% |
| #45 | VERNON LARSON | 251239 | ADVANTAGE HOME MORTGAGE LLC | 1614819 | Pueblo, CO | $3.2M | 12 | 23.5% |
| #45 | Ashley Pratt | 257354 | CMG Mortgage, Inc. | 1820 | Lakewood, CO | $4.6M | 12 | 70.6% |
| #45 | David Robbins | 6176 | Golden Lenders, LLC | 2106 | Golden, CO | $4.7M | 12 | 57.1% |
| #45 | Jacob Storey | 1611651 | Liberty Financing LLC | 2441006 | Centennial, CO | $4.2M | 12 | 36.4% |
| #45 | Courtney Bennett | 223828 | Stonehenge Financial Inc. | 224999 | Westminster, CO | $6.0M | 12 | 40.0% |
| #45 | Carol Cordova | 649444 | Lending Vets, Inc. | 2125301 | Denver, CO | $5.1M | 12 | 85.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Colorado (2022). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/colorado/top-retention-by-units/2022
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