Retention champions in New Hampshire in 2022, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Mary Merrill (CMG Mortgage, Inc., NMLS #28880), Joseph Cipollo (CMG Mortgage, Inc., NMLS #32718), and Richard Barry (Pride Rock Mortgage, LLC, NMLS #21181).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Mary Merrill | 28880 | CMG Mortgage, Inc. | 1820 | Concord, NH | $4.5M | 17 | 42.5% |
| #2 | Joseph Cipollo | 32718 | CMG Mortgage, Inc. | 1820 | Hooksett, NH | $4.4M | 15 | 39.5% |
| #3 | Richard Barry | 21181 | Pride Rock Mortgage, LLC | 1168038 | Windham, NH | $4.3M | 12 | 57.1% |
| #4 | Kurt Strandson | 22202 | Pinnacle Mortgage Corporation | 1323739 | Manchester, NH | $3.7M | 12 | 52.2% |
| #5 | Kimberly Riddell | 156149 | CMG Mortgage, Inc. | 1820 | Hooksett, NH | $3.7M | 11 | 50.0% |
| #6 | Merron Treadwell | 1468532 | CMG Mortgage, Inc. | 1820 | Center Harbor, NH | $3.4M | 7 | 63.6% |
| #7 | David Stoddard | 167413 | St. Mary's Bank Credit Union | 690869 | Manchester, NH | $2.8M | 6 | 23.1% |
| #8 | MATTHEW THOMAS | 523419 | Merrimack County Savings Bank | 433938 | Concord, NH | $2.8M | 10 | 47.6% |
| #9 | Sarah Haberkorn | 42492 | Envoy Mortgage Ltd | 6666 | Dover, NH | $2.7M | 11 | 33.3% |
| #10 | Vicki Gordon | 46432 | CMG Mortgage, Inc. | 1820 | Hooksett, NH | $2.6M | 9 | 60.0% |
| #11 | Christine Waite | 860970 | Bar Harbor Bank & Trust | 525628 | Concord, NH | $2.5M | 3 | 30.0% |
| #12 | Marcy Dembiec | 165849 | Meredith Village Savings Bank | 466022 | Meredith, NH | $2.4M | 17 | 100.0% |
| #13 | Samantha Norrie | 857571 | Union Bank | 402933 | Littleton, NH | $2.1M | 8 | 66.7% |
| #14 | Alan Bingel | 13867 | Gate City Mortgage LLC | 2556933 | Salem, NH | $1.9M | 5 | 50.0% |
| #15 | Steve Vadney | 21183 | LENDWISE HOME LOANS LLC | 1976545 | Hollis, NH | $1.9M | 5 | 35.7% |
| #16 | Joseph Gagnon | 161967 | Blue Water Mortgage, LLC | 1291 | Bedford, NH | $1.9M | 6 | 24.0% |
| #17 | Michael Comerford | 184368 | LMP Financial, Leading Mortgage Professionals, LLC | 2754084 | Lowell, MA | $1.7M | 4 | 19.0% |
| #18 | Justin Perry | 28231 | loanDepot.com, LLC | 174457 | Portsmouth, NH | $1.7M | 5 | 22.7% |
| #19 | Kelly Beebee | 1494373 | Meredith Village Savings Bank | 466022 | Meredith, NH | $1.6M | 5 | 45.5% |
| #20 | Lori Borrin | 165814 | Meredith Village Savings Bank | 466022 | Meredith, NH | $1.6M | 9 | 52.9% |
| #21 | Stacey Gagnon | 21841 | Triangle Credit Union | 528721 | Nashua, NH | $1.6M | 5 | 35.7% |
| #22 | Jane Jordan | 40681 | Movement Mortgage, LLC | 39179 | Laconia, NH | $1.5M | 6 | 50.0% |
| #23 | Roger Odoardi | 12906 | Blue Water Mortgage, LLC | 1291 | Hampton, NH | $1.5M | 4 | 36.4% |
| #24 | Christine Greenwood-Smart | 865412 | Savings Bank of Walpole | 466063 | Keene, NH | $1.5M | 3 | 27.3% |
| #25 | John McGrath | 20295 | Luminate Bank | 1281698 | Bedford, NH | $1.4M | 4 | 19.0% |
| #26 | Michael Greene | 13864 | NEXTGEN MORTGAGE, INC | 1621958 | Plaistow, NH | $1.4M | 5 | 45.5% |
| #27 | Richard Depasquale | 22888 | Insight Mortgage Corp. | 2629 | Manchester, NH | $1.4M | 5 | 50.0% |
| #28 | Paul Godbout | 74206 | New American Funding, LLC | 6606 | Manchester, NH | $1.4M | 4 | 40.0% |
| #29 | Lisa Goclowski | 573653 | Manufacturers and Traders Trust Company | 381076 | Nashua, NH | $1.3M | 4 | 40.0% |
| #30 | Jennifer Alcantara | 166926 | loanDepot.com, LLC | 174457 | Nashua, NH | $1.3M | 4 | 28.6% |
| #31 | Aubrie Vermette | 785697 | LIGHTHOUSE FEDERAL CREDIT UNION | 784812 | Dover, NH | $1.2M | 5 | 45.5% |
| #32 | Sheila Walter | 797824 | Holy Rosary Regional Credit Union | 740044 | — | $1.2M | 6 | 46.2% |
| #33 | Donald Morse | 115237 | NEXTGEN MORTGAGE, INC | 1621958 | Nashua, NH | $1.2M | 6 | 54.5% |
| #34 | Mary McGlone | 785696 | LIGHTHOUSE FEDERAL CREDIT UNION | 784812 | Dover, NH | $1.2M | 4 | 23.5% |
| #35 | Laurel Hansen | 691188 | Bar Harbor Bank & Trust | 525628 | Peterborough, NH | $1.1M | 4 | 33.3% |
| #36 | Judith Leclerc | 162182 | Citizens Bank, National Association | 433960 | — | $1.1M | 3 | 11.1% |
| #37 | RICHARD HANEY | 560759 | St. Mary's Bank Credit Union | 690869 | Nashua, NH | $1.1M | 4 | 14.8% |
| #38 | Jeffrey Trudel | 1106635 | CMG Mortgage, Inc. | 1820 | Bedford, NH | $1.1M | 3 | 30.0% |
| #39 | Joshua Frias | 46314 | Fairway Independent Mortgage Corporation | 2289 | Windham, NH | $1.1M | 3 | 30.0% |
| #40 | Carol Zink-Mailloux | 158936 | Waterstone Mortgage Corporation | 186434 | Concord, NH | $1.0M | 4 | 28.6% |
| #41 | carol callihan | 644374 | loanDepot.com, LLC | 174457 | — | $906K | 8 | 36.4% |
| #42 | Erik Bergeron | 167843 | LIGHTHOUSE FEDERAL CREDIT UNION | 784812 | Dover, NH | $880K | 1 | 9.1% |
| #43 | James Collins | 153218 | CMG Mortgage, Inc. | 1820 | York, ME | $870K | 2 | 18.2% |
| #44 | Steven Crowell | 58375 | Luminate Bank | 1281698 | Dover, NH | $826K | 3 | 30.0% |
| #45 | Paul Descoteaux | 35502 | Fairway Independent Mortgage Corporation | 2289 | — | $794K | 3 | 27.3% |
| #46 | Christine Wellington | 1444729 | St. Mary's Bank Credit Union | 690869 | Manchester, NH | $791K | 7 | 33.3% |
| #47 | Michael Pillsbury | 198220 | Fairway Independent Mortgage Corporation | 2289 | Bedford, NH | $774K | 3 | 27.3% |
| #48 | Sarah Rosley | 1722915 | Savings Bank of Walpole | 466063 | Keene, NH | $768K | 7 | 63.6% |
| #49 | Ann Senibaldi | 39994 | Citizens Bank, National Association | 433960 | Manchester, NH | $737K | 2 | 18.2% |
| #50 | Gary Manyak | 321392 | Priority Funding, LLC | 3318 | Northborough, MA | $699K | 8 | 80.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — New Hampshire (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-hampshire/top-retention-by-volume/2022
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