Leading rookies in New York in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Lijun Wu (HANOVER COMMUNITY BANK, NMLS #2561006), CHARIS GARLOCK (Alternatives Federal Credit Union, NMLS #2601435), and Richard Busch (Lakeview Loan Servicing, LLC, NMLS #1074176).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Lijun Wu | 2561006 | HANOVER COMMUNITY BANK | 764648 | Flushing, NY | $26.4M | 49 | $538K |
| #2 | CHARIS GARLOCK | 2601435 | Alternatives Federal Credit Union | 410391 | Ithaca, NY | $1.6M | 25 | $65K |
| #3 | Richard Busch | 1074176 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | $2.5M | 19 | $133K |
| #4 | Eliyahu Lipskar | 2538937 | FM Home Loans, LLC | 2212 | — | $5.9M | 14 | $418K |
| #5 | Stephanie Garcia | 2573122 | Capital One, National Association | 453156 | — | $1.2M | 13 | $95K |
| #6 | Kevin Carpenter | 106786 | Rocket Mortgage, LLC | 3030 | — | $1.6M | 11 | $143K |
| #7 | Joel Robare | 2606506 | CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION | 485268 | Watertown, NY | $564K | 10 | $56K |
| #8 | Jasmine Edmison | 2573119 | Capital One, National Association | 453156 | — | $940K | 9 | $104K |
| #9 | Stephanie Echeverry | 2578864 | Mid-Hudson Valley Federal Credit Union | 411955 | Kingston, NY | $775K | 8 | $97K |
| #9 | Joel Gort | 2598635 | Trustco Bank | 474376 | — | $1.3M | 8 | $169K |
| #9 | CEMAL ALBAYRAK | 2482972 | American Financial Network, Inc. | 237341 | Brooklyn, NY | $4.4M | 8 | $548K |
| #12 | Claire Hull | 2608625 | WESTERN DIVISION FEDERAL CREDIT UNION | 637888 | Williamsville, NY | $459K | 7 | $66K |
| #12 | Neela Chintalapudi | 2573121 | Capital One, National Association | 453156 | — | $518K | 7 | $74K |
| #14 | DaVita Talbert | 2573706 | Fulton Bank, National Association | 485401 | — | $678K | 6 | $113K |
| #14 | David Dion | 2573705 | Capital One, National Association | 453156 | — | $599K | 6 | $100K |
| #14 | Alyssa Dudley | 2573704 | Capital One, National Association | 453156 | — | $507K | 6 | $85K |
| #14 | Kellie Pelland | 2573120 | Capital One, National Association | 453156 | — | $818K | 6 | $136K |
| #14 | Alene Flanders | 2573115 | Capital One, National Association | 453156 | — | $562K | 6 | $94K |
| #14 | Foster Marshall | 2607681 | PennyMac Loan Services, LLC | 35953 | — | $1.4M | 6 | $236K |
| #20 | Sierra Dawson | 2647018 | Trustco Bank | 474376 | Rensselaer, NY | $964K | 5 | $193K |
| #20 | Deosaran Jailall | 2609251 | Trustco Bank | 474376 | Albany, NY | $361K | 5 | $72K |
| #20 | Cindy Bengtson | 2573118 | Capital One, National Association | 453156 | — | $548K | 5 | $110K |
| #20 | Frank Kim | 2571827 | Clear Mortgage Capital, Inc. | 1935005 | Irvine, CA | $949K | 5 | $190K |
| #20 | Yliana Torres | 2597511 | Capital One, National Association | 453156 | — | $478K | 5 | $96K |
| #20 | Kristina Yelizarova | 2554920 | ALLIED HOME CAPITAL LTD. | 2222903 | Melville, NY | $3.8M | 5 | $750K |
| #20 | Cody Zarnock | 2593982 | First Source Federal Credit Union | 412543 | New Hartford, NY | $258K | 5 | $52K |
| #27 | Mathew Warren | 2536664 | CrossCountry Mortgage, LLC | 3029 | — | $742K | 4 | $186K |
| #27 | Kelvin Santos Mejia | 2570664 | Hartford Funding, Ltd. | 58160 | Woodbury, NY | $1.3M | 4 | $322K |
| #27 | Karisa Tabil | 2597005 | Discover Bank | 684042 | — | $350K | 4 | $88K |
| #27 | Nicholas Massaroni | 2583653 | Hunt Mortgage Corporation | 37405 | Glens Falls, NY | $1.8M | 4 | $452K |
| #27 | Patricia Lemus Moreno | 2597507 | Capital One, National Association | 453156 | — | $415K | 4 | $104K |
| #27 | Brian Holguin | 2573116 | Discover Bank | 684042 | — | $547K | 4 | $137K |
| #27 | Shant Tavitian | 2581231 | Madison Mortgage Services Inc. | 1862796 | Garden City, NY | $1.5M | 4 | $369K |
| #27 | Brian Ortiz Torres | 2447354 | New American Funding, LLC | 6606 | — | $400K | 4 | $100K |
| #27 | Timothy McNulty | 2568401 | Primary Residential Mortgage, Inc. | 3094 | — | $489K | 4 | $122K |
| #27 | Tyler Revan | 2597922 | Madison Mortgage Services Inc. | 1862796 | Garden City, NY | $728K | 4 | $182K |
| #37 | Michelle Clift | 2571075 | Heritage Financial Federal Credit Union | 529831 | — | $281K | 3 | $94K |
| #37 | Dashmesh Singh | 2562189 | Allied Mortgage Group, Inc. | 1067 | Hicksville, NY | $1.5M | 3 | $509K |
| #37 | Marcus Ortiz | 2607865 | Rocket Mortgage, LLC | 3030 | Coppell, TX | $442K | 3 | $147K |
| #37 | Peter Wolke | 2581233 | Money Capital Corp | 36661 | Farmingdale, NY | $670K | 3 | $223K |
| #37 | Jitin Ghai | 2546787 | Embrace Home Loans, Inc. | 2184 | Melville, NY | $1.9M | 3 | $629K |
| #37 | Hailey Rae Smith | 2573707 | Discover Bank | 684042 | — | $305K | 3 | $102K |
| #37 | Brian McGhee | 2573117 | Discover Bank | 684042 | — | $521K | 3 | $174K |
| #37 | Tara Hoskins | 2573123 | Discover Bank | 684042 | — | $265K | 3 | $88K |
| #37 | Tammy Major | 2535644 | Neighborhood Housing Services of Rochester, Inc. | 873355 | Rochester, NY | $56K | 3 | $19K |
| #37 | Teresa Mahon | 2597050 | Heritage Financial Federal Credit Union | 529831 | Middletown, NY | $235K | 3 | $78K |
| #37 | Carleigh Camacho | 2603685 | New Era Lending LLC | 2424293 | Houston, TX | $366K | 3 | $122K |
| #37 | Salina Conwright | 2620135 | Discover Bank | 684042 | — | $356K | 3 | $119K |
| #37 | Galina Brodovskaya | 71418 | Green Street Capital, LLC | 2066586 | Brooklyn, NY | $1.6M | 3 | $544K |
| #37 | Ryan Hayward | 2570935 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $717K | 3 | $239K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — New York (2024). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-rookie-by-units/2024
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