Leading rookies in New York in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Lijun Wu (HANOVER COMMUNITY BANK, NMLS #2561006), CHARIS GARLOCK (Alternatives Federal Credit Union, NMLS #2601435), and Richard Busch (Lakeview Loan Servicing, LLC, NMLS #1074176).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Lijun Wu | 2561006 | HANOVER COMMUNITY BANK | 764648 | Flushing, NY | $26.4M | 49 | $538K |
| #2 | CHARIS GARLOCK | 2601435 | Alternatives Federal Credit Union | 410391 | Ithaca, NY | $1.6M | 24 | $65K |
| #3 | Richard Busch | 1074176 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | $2.5M | 19 | $133K |
| #4 | Eliyahu Lipskar | 2538937 | FM Home Loans, LLC | 2212 | — | $5.5M | 13 | $425K |
| #4 | Stephanie Garcia | 2573122 | Capital One, National Association | 453156 | — | $1.2M | 13 | $95K |
| #6 | Kevin Carpenter | 106786 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $1.6M | 11 | $143K |
| #7 | Jasmine Edmison | 2573119 | Capital One, National Association | 453156 | — | $940K | 9 | $104K |
| #8 | Joel Gort | 2598635 | Trustco Bank | 474376 | Latham, NY | $1.3M | 8 | $169K |
| #8 | Joel Robare | 2606506 | CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION | 485268 | Watertown, NY | $384K | 8 | $48K |
| #8 | Stephanie Echeverry | 2578864 | Mid-Hudson Valley Federal Credit Union | 411955 | Kingston, NY | $775K | 8 | $97K |
| #8 | CEMAL ALBAYRAK | 2482972 | American Financial Network, Inc. | 237341 | Brooklyn, NY | $4.4M | 8 | $548K |
| #12 | Neela Chintalapudi | 2573121 | Capital One, National Association | 453156 | — | $518K | 7 | $74K |
| #12 | Claire Hull | 2608625 | WESTERN DIVISION FEDERAL CREDIT UNION | 637888 | Williamsville, NY | $459K | 7 | $66K |
| #14 | David Dion | 2573705 | Capital One, National Association | 453156 | — | $599K | 6 | $100K |
| #14 | Kellie Pelland | 2573120 | Capital One, National Association | 453156 | — | $818K | 6 | $136K |
| #14 | Alene Flanders | 2573115 | Capital One, National Association | 453156 | — | $562K | 6 | $94K |
| #14 | DaVita Talbert | 2573706 | Fulton Bank, National Association | 485401 | Kennett Square, PA | $678K | 6 | $113K |
| #14 | Alyssa Dudley | 2573704 | Capital One, National Association | 453156 | — | $507K | 6 | $85K |
| #19 | Foster Marshall | 2607681 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.3M | 5 | $257K |
| #19 | Yliana Torres | 2597511 | Capital One, National Association | 453156 | — | $478K | 5 | $96K |
| #19 | Frank Kim | 2571827 | Clear Mortgage Capital, Inc. | 1935005 | Irvine, CA | $949K | 5 | $190K |
| #19 | Cody Zarnock | 2593982 | First Source Federal Credit Union | 412543 | New Hartford, NY | $258K | 5 | $52K |
| #19 | Cindy Bengtson | 2573118 | Capital One, National Association | 453156 | — | $548K | 5 | $110K |
| #19 | Deosaran Jailall | 2609251 | Trustco Bank | 474376 | Albany, NY | $361K | 5 | $72K |
| #19 | Kristina Yelizarova | 2554920 | ALLIED HOME CAPITAL LTD. | 2222903 | Melville, NY | $3.8M | 5 | $750K |
| #26 | Brian Ortiz Torres | 2447354 | New American Funding, LLC | 6606 | Charlotte, NC | $400K | 4 | $100K |
| #26 | Sierra Dawson | 2647018 | Trustco Bank | 474376 | Rensselaer, NY | $714K | 4 | $179K |
| #26 | Shant Tavitian | 2581231 | Madison Mortgage Services Inc. | 1862796 | Garden City, NY | $1.5M | 4 | $369K |
| #26 | Patricia Lemus Moreno | 2597507 | Capital One, National Association | 453156 | — | $415K | 4 | $104K |
| #26 | Karisa Tabil | 2597005 | Discover Bank | 684042 | — | $350K | 4 | $88K |
| #26 | Brian Holguin | 2573116 | Discover Bank | 684042 | — | $547K | 4 | $137K |
| #26 | Timothy McNulty | 2568401 | Primary Residential Mortgage, Inc. | 3094 | Salt Lake City, UT | $489K | 4 | $122K |
| #26 | Kelvin Santos Mejia | 2570664 | Hartford Funding, Ltd. | 58160 | Woodbury, NY | $1.3M | 4 | $322K |
| #26 | Tyler Revan | 2597922 | Madison Mortgage Services Inc. | 1862796 | Garden City, NY | $728K | 4 | $182K |
| #35 | Hailey Rae Smith | 2573707 | Discover Bank | 684042 | — | $305K | 3 | $102K |
| #35 | Salina Conwright | 2620135 | Discover Bank | 684042 | — | $356K | 3 | $119K |
| #35 | Peter Wolke | 2581233 | Money Capital Corp | 36661 | Farmingdale, NY | $670K | 3 | $223K |
| #35 | Mathew Warren | 2536664 | CrossCountry Mortgage, LLC | 3029 | — | $497K | 3 | $166K |
| #35 | Michelle Clift | 2571075 | Heritage Financial Federal Credit Union | 529831 | — | $281K | 3 | $94K |
| #35 | Lawrence Young | 2597506 | Capital One, National Association | 453156 | — | $450K | 3 | $150K |
| #35 | Dashmesh Singh | 2562189 | Allied Mortgage Group, Inc. | 1067 | Hicksville, NY | $1.5M | 3 | $509K |
| #35 | Galina Brodovskaya | 71418 | Green Street Capital, LLC | 2066586 | Brooklyn, NY | $1.6M | 3 | $544K |
| #35 | Selina Rahman | 2543896 | Ixonia Bank | 423065 | — | $468K | 3 | $156K |
| #35 | Marcus Ortiz | 2607865 | Rocket Mortgage, LLC | 3030 | Coppell, TX | $442K | 3 | $147K |
| #35 | Jonathan Lysyy | 2581235 | Reliance First Capital, LLC | 58775 | — | $800K | 3 | $267K |
| #35 | Carleigh Camacho | 2603685 | New Era Lending LLC | 2424293 | Houston, TX | $366K | 3 | $122K |
| #35 | Jitin Ghai | 2546787 | Embrace Home Loans, Inc. | 2184 | Melville, NY | $1.9M | 3 | $629K |
| #35 | Ryan Hayward | 2570935 | Federal First Lending LLC | 2381991 | Scottsdale, AZ | $717K | 3 | $239K |
| #35 | Teresa Mahon | 2597050 | Heritage Financial Federal Credit Union | 529831 | Middletown, NY | $235K | 3 | $78K |
| #35 | Tara Hoskins | 2573123 | Discover Bank | 684042 | — | $265K | 3 | $88K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — New York (2024). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-rookie-by-units/2024
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