Leading rookies in New Jersey in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Luis Martinez (Everett Financial, Inc., NMLS #1428975), Jonathan Pamphile (MORTGAGE NOW, INC., NMLS #2577372), and Steven Moser (Police and Fire Federal Credit Union, NMLS #2621664).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Luis Martinez | 1428975 | Everett Financial, Inc. | 2129 | Paramus, NJ | $14.4M | 28 | $514K |
| #2 | Jonathan Pamphile | 2577372 | MORTGAGE NOW, INC. | 117338 | Shrewsbury, NJ | $9.0M | 22 | $408K |
| #3 | Steven Moser | 2621664 | Police and Fire Federal Credit Union | 800659 | — | $1.3M | 18 | $71K |
| #4 | Amber Marchese | 940229 | MORTGAGE NOW, INC. | 117338 | Shrewsbury, NJ | $10.0M | 16 | $622K |
| #5 | Erica Sunstein | 2584899 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $3.5M | 14 | $248K |
| #5 | Avrohom Klein | 2559703 | BSD Funding, LLC | 1404226 | Brooklyn, NY | $7.4M | 14 | $527K |
| #7 | Chase Timko | 2561064 | United Lending Team, INC | 2273319 | Franklin, TN | $2.8M | 13 | $216K |
| #8 | Kellie Pelland | 2573120 | Capital One, National Association | 453156 | — | $1.2M | 12 | $104K |
| #8 | Cindy Bengtson | 2573118 | Capital One, National Association | 453156 | — | $1.2M | 12 | $100K |
| #10 | Stephanie Garcia | 2573122 | Capital One, National Association | 453156 | — | $1.3M | 11 | $115K |
| #10 | Jonathan Brunone | 2539539 | MORTGAGE NOW, INC. | 117338 | Shrewsbury, NJ | $3.2M | 11 | $292K |
| #10 | Joel Nunez | 2571916 | NFM Lending, LLC | 2893 | East Rutherford, NJ | $2.8M | 11 | $255K |
| #13 | Brian Holguin | 2573116 | Discover Bank | 684042 | — | $1.2M | 10 | $116K |
| #13 | Yliana Torres | 2597511 | Capital One, National Association | 453156 | — | $740K | 10 | $74K |
| #15 | Jake Bourns | 2608123 | Nationstar Mortgage LLC | 2119 | — | $1.4M | 9 | $155K |
| #15 | Jana Kiemm | 2569970 | Rocket Mortgage, LLC | 3030 | Lake Forest, CA | $3.0M | 9 | $329K |
| #17 | Jasmine Edmison | 2573119 | Capital One, National Association | 453156 | — | $727K | 8 | $91K |
| #17 | Bridgette Schoultz | 2590103 | NewRez LLC | 3013 | Fort Washington, PA | $802K | 8 | $100K |
| #19 | Ryan Hayward | 2570935 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $1.0M | 7 | $148K |
| #19 | DaVita Talbert | 2573706 | Fulton Bank, National Association | 485401 | — | $580K | 7 | $83K |
| #19 | Heather Held | 2597505 | Capital One, National Association | 453156 | — | $780K | 7 | $111K |
| #19 | Jorge Machado | 50028 | MR RATE RESIDENTIAL MORTGAGE CORP | 2379707 | Paramus, NJ | $3.1M | 7 | $448K |
| #19 | YEIMI TIFA CALCANO | 2523285 | A-M-S Mortgage Services, Inc. | 20843 | Newark, NJ | $3.7M | 7 | $528K |
| #19 | David Dion | 2573705 | Capital One, National Association | 453156 | — | $931K | 7 | $133K |
| #25 | Svitlana Lymar | 2597510 | Capital One, National Association | 453156 | — | $510K | 6 | $85K |
| #25 | Kyle Torriero | 2216027 | CrossCountry Mortgage, LLC | 3029 | Philadelphia, PA | $2.4M | 6 | $404K |
| #25 | Jeffrey Petersen | 363207 | New American Funding, LLC | 6606 | — | $716K | 6 | $119K |
| #25 | Greg Wareham | 2618922 | The Federal Savings Bank | 411500 | Holmdel, NJ | $2.0M | 6 | $339K |
| #25 | Daniela Garcia | 2265659 | think one mortgage inc | 125182 | Denville, NJ | $2.5M | 6 | $416K |
| #25 | Patricia Lemus Moreno | 2597507 | Capital One, National Association | 453156 | — | $816K | 6 | $136K |
| #25 | Gregory Newton | 836994 | Pentagon Federal Credit Union | 401822 | San Antonio, TX | $1.4M | 6 | $233K |
| #25 | Riley Lake | 2472343 | loanDepot.com, LLC | 174457 | Irvine, CA | $996K | 6 | $166K |
| #25 | Grace Zurinskas | 395844 | Meridian Bank | 462854 | — | $2.0M | 6 | $339K |
| #25 | Shifawn Kwei | 2620133 | Capital One, National Association | 453156 | — | $433K | 6 | $72K |
| #25 | Daniela Bliss | 246093 | Mutual of Omaha Mortgage, Inc. | 1025894 | — | $507K | 6 | $85K |
| #25 | Christopher Fano | 2582571 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $2.5M | 6 | $415K |
| #37 | Eric Kosinski | 2272198 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $1.9M | 5 | $371K |
| #37 | Tara Hoskins | 2573123 | Discover Bank | 684042 | — | $437K | 5 | $87K |
| #37 | Brian Ortiz Torres | 2447354 | New American Funding, LLC | 6606 | Houston, TX | $931K | 5 | $186K |
| #37 | Richard Goeckel | 488364 | PennyMac Loan Services, LLC | 35953 | — | $396K | 5 | $79K |
| #37 | Christopher Alvarez | 2565246 | LionOak Mortgage LLC | 2537226 | Springfield, NJ | $2.4M | 5 | $475K |
| #37 | Timothy McNulty | 2568401 | Primary Residential Mortgage, Inc. | 3094 | — | $1.3M | 5 | $258K |
| #37 | Susan Thom | 2547874 | Mutual of Omaha Mortgage, Inc. | 1025894 | Chesterfield, MO | $3.0M | 5 | $604K |
| #44 | Jessica Lindsay | 2548171 | North Capital Funding Corporation | 1567666 | Denville, NJ | $2.1M | 4 | $529K |
| #44 | Curtis Russell | 2039024 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | $1.9M | 4 | $467K |
| #44 | Neela Chintalapudi | 2573121 | Capital One, National Association | 453156 | — | $365K | 4 | $91K |
| #44 | Matthew Casee | 2592633 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $2.3M | 4 | $582K |
| #44 | Alyssa Dudley | 2573704 | Capital One, National Association | 453156 | — | $833K | 4 | $208K |
| #44 | Alene Flanders | 2573115 | Capital One, National Association | 453156 | — | $325K | 4 | $81K |
| #44 | Christopher Ambrose | 2590064 | Freedom Mortgage Corporation | 2767 | — | $1.7M | 4 | $421K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — New Jersey (2024). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-rookie-by-units/2024
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