Leading rookies in New Jersey in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Luis Martinez (Everett Financial, Inc., NMLS #1428975), Jonathan Pamphile (MORTGAGE NOW, INC., NMLS #2577372), and Steven Moser (Police and Fire Federal Credit Union, NMLS #2621664).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Luis Martinez | 1428975 | Everett Financial, Inc. | 2129 | Paramus, NJ | $13.9M | 27 | $516K |
| #2 | Jonathan Pamphile | 2577372 | MORTGAGE NOW, INC. | 117338 | Shrewsbury, NJ | $9.0M | 22 | $408K |
| #3 | Steven Moser | 2621664 | Police and Fire Federal Credit Union | 800659 | — | $1.3M | 19 | $70K |
| #4 | Amber Marchese | 940229 | MORTGAGE NOW, INC. | 117338 | Shrewsbury, NJ | $10.0M | 16 | $622K |
| #5 | Avrohom Klein | 2559703 | BSD Funding, LLC | 1404226 | Brooklyn, NY | $7.4M | 14 | $527K |
| #5 | Erica Sunstein | 2584899 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $3.5M | 14 | $248K |
| #7 | Chase Timko | 2561064 | United Lending Team, INC | 2273319 | Franklin, TN | $2.8M | 13 | $216K |
| #8 | Cindy Bengtson | 2573118 | Capital One, National Association | 453156 | — | $1.2M | 12 | $100K |
| #8 | Kellie Pelland | 2573120 | Capital One, National Association | 453156 | — | $1.2M | 12 | $104K |
| #10 | Joel Nunez | 2571916 | NFM Lending, LLC | 2893 | East Rutherford, NJ | $2.8M | 11 | $255K |
| #10 | Jonathan Brunone | 2539539 | MORTGAGE NOW, INC. | 117338 | Shrewsbury, NJ | $3.2M | 11 | $292K |
| #10 | Stephanie Garcia | 2573122 | Capital One, National Association | 453156 | — | $1.3M | 11 | $115K |
| #13 | Yliana Torres | 2597511 | Capital One, National Association | 453156 | — | $740K | 10 | $74K |
| #13 | Brian Holguin | 2573116 | Discover Bank | 684042 | — | $1.2M | 10 | $116K |
| #15 | Jake Bourns | 2608123 | Nationstar Mortgage LLC | 2119 | — | $1.4M | 9 | $155K |
| #15 | Jana Kiemm | 2569970 | Rocket Mortgage, LLC | 3030 | Lake Forest, CA | $3.0M | 9 | $329K |
| #17 | Jasmine Edmison | 2573119 | Capital One, National Association | 453156 | — | $727K | 8 | $91K |
| #17 | Bridgette Schoultz | 2590103 | NewRez LLC | 3013 | Fort Washington, PA | $802K | 8 | $100K |
| #19 | Heather Held | 2597505 | Capital One, National Association | 453156 | — | $780K | 7 | $111K |
| #19 | YEIMI TIFA CALCANO | 2523285 | A-M-S Mortgage Services, Inc. | 20843 | Newark, NJ | $3.7M | 7 | $528K |
| #19 | DaVita Talbert | 2573706 | Fulton Bank, National Association | 485401 | — | $580K | 7 | $83K |
| #19 | David Dion | 2573705 | Capital One, National Association | 453156 | — | $931K | 7 | $133K |
| #19 | Ryan Hayward | 2570935 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $1.0M | 7 | $148K |
| #19 | Jorge Machado | 50028 | MR RATE RESIDENTIAL MORTGAGE CORP | 2379707 | — | $3.1M | 7 | $448K |
| #25 | Patricia Lemus Moreno | 2597507 | Capital One, National Association | 453156 | — | $816K | 6 | $136K |
| #25 | Kyle Torriero | 2216027 | CrossCountry Mortgage, LLC | 3029 | Philadelphia, PA | $2.4M | 6 | $404K |
| #25 | Daniela Bliss | 246093 | Mutual of Omaha Mortgage, Inc. | 1025894 | — | $507K | 6 | $85K |
| #25 | Grace Zurinskas | 395844 | Meridian Bank | 462854 | — | $2.0M | 6 | $339K |
| #25 | Riley Lake | 2472343 | loanDepot.com, LLC | 174457 | Irvine, CA | $996K | 6 | $166K |
| #25 | Greg Wareham | 2618922 | The Federal Savings Bank | 411500 | Holmdel, NJ | $2.0M | 6 | $339K |
| #25 | Christopher Fano | 2582571 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $2.5M | 6 | $415K |
| #25 | Svitlana Lymar | 2597510 | Capital One, National Association | 453156 | — | $510K | 6 | $85K |
| #25 | Shifawn Kwei | 2620133 | Capital One, National Association | 453156 | — | $433K | 6 | $72K |
| #25 | Gregory Newton | 836994 | Pentagon Federal Credit Union | 401822 | San Antonio, TX | $1.4M | 6 | $233K |
| #25 | Jeffrey Petersen | 363207 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $716K | 6 | $119K |
| #25 | Daniela Garcia | 2265659 | think one mortgage inc | 125182 | Denville, NJ | $2.5M | 6 | $416K |
| #37 | Susan Thom | 2547874 | Mutual of Omaha Mortgage, Inc. | 1025894 | Chesterfield, MO | $3.0M | 5 | $604K |
| #37 | Eric Kosinski | 2272198 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $1.9M | 5 | $371K |
| #37 | Christopher Alvarez | 2565246 | LionOak Mortgage LLC | 2537226 | Springfield, NJ | $2.4M | 5 | $475K |
| #37 | Richard Goeckel | 488364 | PennyMac Loan Services, LLC | 35953 | — | $396K | 5 | $79K |
| #37 | Brian Ortiz Torres | 2447354 | New American Funding, LLC | 6606 | — | $931K | 5 | $186K |
| #37 | Timothy McNulty | 2568401 | Primary Residential Mortgage, Inc. | 3094 | — | $1.3M | 5 | $258K |
| #37 | Tara Hoskins | 2573123 | Discover Bank | 684042 | — | $437K | 5 | $87K |
| #44 | Curtis Russell | 2039024 | Lakeview Loan Servicing, LLC | 391521 | — | $1.9M | 4 | $467K |
| #44 | Jaclyn Berryman | 2569239 | UNMB Home Loans Inc. | 7230 | Freehold, NJ | $2.1M | 4 | $513K |
| #44 | Philip Moss | 2590067 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $1.3M | 4 | $319K |
| #44 | Kevin Zhu | 2590106 | NewRez LLC | 3013 | Fort Washington, PA | $307K | 4 | $77K |
| #44 | Nicholas Colapinto | 2497171 | UNMB Home Loans Inc. | 7230 | Freehold, NJ | $2.7M | 4 | $686K |
| #44 | Matthew Casee | 2592633 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $2.3M | 4 | $582K |
| #44 | Alene Flanders | 2573115 | Capital One, National Association | 453156 | — | $325K | 4 | $81K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — New Jersey (2024). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-rookie-by-units/2024
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