Leading rookies in New Jersey in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Luis Martinez (Everett Financial, Inc., NMLS #1428975), Jonathan Pamphile (MORTGAGE NOW, INC., NMLS #2577372), and Steven Moser (Police and Fire Federal Credit Union, NMLS #2621664).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Luis Martinez | 1428975 | Everett Financial, Inc. | 2129 | Garfield, NJ | $14.4M | 28 | $514K |
| #2 | Jonathan Pamphile | 2577372 | MORTGAGE NOW, INC. | 117338 | Shrewsbury, NJ | $8.6M | 21 | $410K |
| #3 | Steven Moser | 2621664 | Police and Fire Federal Credit Union | 800659 | — | $1.3M | 18 | $71K |
| #4 | Amber Marchese | 940229 | MORTGAGE NOW, INC. | 117338 | Shrewsbury, NJ | $10.0M | 16 | $622K |
| #5 | Erica Sunstein | 2584899 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $3.5M | 14 | $248K |
| #5 | Avrohom Klein | 2559703 | BSD Funding, LLC | 1404226 | Brooklyn, NY | $7.4M | 14 | $527K |
| #7 | Chase Timko | 2561064 | PennyMac Loan Services, LLC | 35953 | Franklin, TN | $2.8M | 13 | $216K |
| #8 | Cindy Bengtson | 2573118 | Capital One, National Association | 453156 | — | $1.2M | 12 | $100K |
| #8 | Kellie Pelland | 2573120 | Capital One, National Association | 453156 | — | $1.2M | 12 | $104K |
| #10 | Stephanie Garcia | 2573122 | Capital One, National Association | 453156 | — | $1.3M | 11 | $115K |
| #10 | Jonathan Brunone | 2539539 | MORTGAGE NOW, INC. | 117338 | Shrewsbury, NJ | $3.2M | 11 | $292K |
| #10 | Joel Nunez | 2571916 | NFM Lending, LLC | 2893 | East Rutherford, NJ | $2.8M | 11 | $255K |
| #13 | Yliana Torres | 2597511 | Capital One, National Association | 453156 | — | $740K | 10 | $74K |
| #13 | Brian Holguin | 2573116 | Discover Bank | 684042 | — | $1.2M | 10 | $116K |
| #15 | Jake Bourns | 2608123 | Nationstar Mortgage LLC | 2119 | — | $1.4M | 9 | $155K |
| #15 | Jana Kiemm | 2569970 | Rocket Mortgage, LLC | 3030 | Lake Forest, CA | $3.0M | 9 | $329K |
| #17 | Jasmine Edmison | 2573119 | Capital One, National Association | 453156 | — | $727K | 8 | $91K |
| #17 | Bridgette Schoultz | 2590103 | NewRez LLC | 3013 | Fort Washington, PA | $802K | 8 | $100K |
| #19 | Ryan Hayward | 2570935 | Federal First Lending LLC | 2381991 | Scottsdale, AZ | $1.0M | 7 | $148K |
| #19 | YEIMI TIFA CALCANO | 2523285 | A-M-S Mortgage Services, Inc. | 20843 | Newark, NJ | $3.7M | 7 | $528K |
| #19 | Jorge Machado | 50028 | MR RATE RESIDENTIAL MORTGAGE CORP | 2379707 | Paramus, NJ | $3.1M | 7 | $448K |
| #19 | Heather Held | 2597505 | Capital One, National Association | 453156 | — | $780K | 7 | $111K |
| #19 | David Dion | 2573705 | Capital One, National Association | 453156 | — | $931K | 7 | $133K |
| #19 | DaVita Talbert | 2573706 | Fulton Bank, National Association | 485401 | Kennett Square, PA | $580K | 7 | $83K |
| #25 | Patricia Lemus Moreno | 2597507 | Capital One, National Association | 453156 | — | $816K | 6 | $136K |
| #25 | Shifawn Kwei | 2620133 | Capital One, National Association | 453156 | — | $433K | 6 | $72K |
| #25 | Svitlana Lymar | 2597510 | Capital One, National Association | 453156 | — | $510K | 6 | $85K |
| #25 | Jeffrey Petersen | 363207 | New American Funding, LLC | 6606 | — | $716K | 6 | $119K |
| #25 | Grace Zurinskas | 395844 | Meridian Bank | 462854 | — | $2.0M | 6 | $339K |
| #25 | Christopher Fano | 2582571 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $2.5M | 6 | $415K |
| #25 | Kyle Torriero | 2216027 | CrossCountry Mortgage, LLC | 3029 | Philadelphia, PA | $2.4M | 6 | $404K |
| #25 | Daniela Bliss | 246093 | Mutual of Omaha Mortgage, Inc. | 1025894 | — | $507K | 6 | $85K |
| #25 | Riley Lake | 2472343 | loanDepot.com, LLC | 174457 | Irvine, CA | $996K | 6 | $166K |
| #25 | Gregory Newton | 836994 | Pentagon Federal Credit Union | 401822 | San Antonio, TX | $1.4M | 6 | $233K |
| #25 | Greg Wareham | 2618922 | The Federal Savings Bank | 411500 | Holmdel, NJ | $2.0M | 6 | $339K |
| #25 | Daniela Garcia | 2265659 | think one mortgage inc | 125182 | Denville, NJ | $2.5M | 6 | $416K |
| #37 | Tara Hoskins | 2573123 | Discover Bank | 684042 | — | $437K | 5 | $87K |
| #37 | Timothy McNulty | 2568401 | Primary Residential Mortgage, Inc. | 3094 | Salt Lake City, UT | $1.3M | 5 | $258K |
| #37 | Susan Thom | 2547874 | Mutual of Omaha Mortgage, Inc. | 1025894 | Chesterfield, MO | $3.0M | 5 | $604K |
| #37 | Christopher Alvarez | 2565246 | LionOak Mortgage LLC | 2537226 | Springfield, NJ | $2.4M | 5 | $475K |
| #37 | Richard Goeckel | 488364 | PennyMac Loan Services, LLC | 35953 | — | $396K | 5 | $79K |
| #37 | Eric Kosinski | 2272198 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $1.9M | 5 | $371K |
| #37 | Brian Ortiz Torres | 2447354 | New American Funding, LLC | 6606 | Charlotte, NC | $931K | 5 | $186K |
| #44 | Neela Chintalapudi | 2573121 | Capital One, National Association | 453156 | — | $365K | 4 | $91K |
| #44 | Kevin Zhu | 2590106 | NewRez LLC | 3013 | Fort Washington, PA | $307K | 4 | $77K |
| #44 | Curtis Russell | 2039024 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | $1.9M | 4 | $467K |
| #44 | Philip Moss | 2590067 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $1.3M | 4 | $319K |
| #44 | Jaclyn Berryman | 2569239 | UNMB Home Loans Inc. | 7230 | Elmwood Park, NJ | $2.1M | 4 | $513K |
| #44 | Alene Flanders | 2573115 | Capital One, National Association | 453156 | — | $325K | 4 | $81K |
| #44 | Nicholas Colapinto | 2497171 | UNMB Home Loans Inc. | 7230 | Elmwood Park, NJ | $2.7M | 4 | $686K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — New Jersey (2024). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-rookie-by-units/2024
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