Retention champions in Washington in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Daniel Meier (CMG Mortgage, Inc., NMLS #880575), Michael Bettineski (Guild Mortgage Company LLC, NMLS #404533), and XIAOBO NI (Boeing Employees' Credit Union, NMLS #1015707).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Daniel Meier | 880575 | CMG Mortgage, Inc. | 1820 | Snohomish, WA | $46.2M | 62 | 50.0% |
| #2 | Michael Bettineski | 404533 | Guild Mortgage Company LLC | 3274 | Longview, WA | $11.8M | 49 | 75.4% |
| #3 | XIAOBO NI | 1015707 | Boeing Employees' Credit Union | 490518 | Tukwila, WA | $60.0M | 48 | 57.1% |
| #4 | Casey Oiness | 265169 | Guild Mortgage Company LLC | 3274 | Bellevue, WA | $36.2M | 47 | 55.3% |
| #5 | Yang Yang | 1223737 | Wells Fargo Bank, National Association | 399801 | Bellevue, WA | $46.3M | 42 | 70.0% |
| #6 | Seth Raddue | 90509 | Franklin Loan Corporation | 237653 | Kirkland, WA | $28.4M | 41 | 74.5% |
| #6 | Melany Hannibal | 502019 | U.S. Bank National Association | 402761 | Bellevue, WA | $60.7M | 41 | 71.9% |
| #8 | Ric Gosser | 120413 | CMG Mortgage, Inc. | 1820 | Everett, WA | $17.0M | 40 | 36.4% |
| #9 | Harrison Lee | 1311628 | JPMorgan Chase Bank, National Association | 399798 | Seattle, WA | $29.7M | 37 | 77.1% |
| #9 | Teddy Klarich | 1897317 | Fairway Independent Mortgage Corporation | 2289 | Kirkland, WA | $21.5M | 37 | 84.1% |
| #11 | April Reichert | 166364 | Guild Mortgage Company LLC | 3274 | Federal Way, WA | $12.7M | 35 | 77.8% |
| #12 | Joseph Tafolla | 209726 | City Mortgage Brokers LLC | 2158059 | Seattle, WA | $22.7M | 34 | 87.2% |
| #13 | Ryan Niles | 357455 | Cornerstone Capital Bank, SSB | 2258 | Seattle, WA | $18.8M | 33 | 73.3% |
| #14 | Zhengwen Luo | 1403108 | General Mortgage Capital Corporation | 254895 | Burlingame, CA | $18.9M | 32 | 86.5% |
| #14 | Aaron Tyler | 130688 | U.S. Bank National Association | 402761 | Hopkins, MN | $42.6M | 32 | 69.6% |
| #16 | Dawn James | 487467 | NewRez LLC | 3013 | Gig Harbor, WA | $15.9M | 31 | 54.4% |
| #16 | Robert Tamaela | 68714 | Western Washington Mortgage Inc | 67846 | Issaquah, WA | $19.3M | 31 | 83.8% |
| #16 | Manan Patel | 1846778 | Wells Fargo Bank, National Association | 399801 | Bellevue, WA | $29.0M | 31 | 67.4% |
| #16 | Julie Johnson | 302214 | CrossCountry Mortgage, LLC | 3029 | Seattle, WA | $22.7M | 31 | 47.7% |
| #16 | Derek Wetzel | 487553 | Guaranteed Rate, Inc. | 2611 | Bellevue, WA | $22.3M | 31 | 70.5% |
| #21 | Stacia Weishaar | 1484462 | United American Mortgage Corporation | 1942 | Seattle, WA | $21.7M | 30 | 75.0% |
| #21 | Kevin Wang | 1519351 | City National Bank | 536994 | Los Angeles, CA | $45.2M | 30 | 20.7% |
| #23 | Mark Villano | 1306487 | CrossCountry Mortgage, LLC | 3029 | Lakewood, WA | $14.6M | 29 | 56.9% |
| #24 | Daniel Forbes | 487449 | Synergy One Lending, Inc. | 1907235 | Edmonds, WA | $19.2M | 27 | 71.1% |
| #24 | Jonathan Wagher | 116573 | Movement Mortgage, LLC | 39179 | Seattle, WA | $20.1M | 27 | 67.5% |
| #26 | Arkadi Gabrielian | 693753 | Bank of America, N.A. | 399802 | Redmond, WA | $32.0M | 26 | 81.3% |
| #27 | Saul Bailey | 114610 | Boeing Employees' Credit Union | 490518 | Tukwila, WA | $21.0M | 25 | 67.6% |
| #27 | Joel Lundberg | 22002 | JB Associates, LLC | 21751 | Puyallup, WA | $12.9M | 25 | 65.8% |
| #27 | Kerry Day | 208034 | Cornerstone Capital Bank, SSB | 2258 | Snohomish, WA | $11.9M | 25 | 64.1% |
| #30 | Hyun Yim | 507090 | MLD Mortgage Inc. | 1019 | Bellevue, WA | $16.9M | 24 | 77.4% |
| #30 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $11.1M | 24 | 82.8% |
| #30 | Paula Nirschl-Robb | 383396 | Guild Mortgage Company LLC | 3274 | Longview, WA | $7.4M | 24 | 55.8% |
| #30 | Ryan Mallory | 1456785 | CrossCountry Mortgage, LLC | 3029 | Bothell, WA | $16.9M | 24 | 52.2% |
| #30 | Gregory Anderson | 754378 | Movement Mortgage, LLC | 39179 | Renton, WA | $13.2M | 24 | 61.5% |
| #30 | Daniel Peck | 174968 | Movement Mortgage, LLC | 39179 | Kirkland, WA | $17.0M | 24 | 54.5% |
| #36 | Phillip Le | 925236 | NEXA Mortgage, LLC | 1660690 | Kent, WA | $12.5M | 23 | 85.2% |
| #37 | James Nesbit | 205930 | Guild Mortgage Company LLC | 3274 | Tumwater, WA | $6.5M | 22 | 37.9% |
| #37 | Lysa Griffith | 754386 | OriginPoint LLC | 2185899 | Kirkland, WA | $20.4M | 22 | 39.3% |
| #37 | Mikhail Burdeen | 420493 | Cornerstone Capital Bank, SSB | 2258 | Lynnwood, WA | $10.6M | 22 | 68.8% |
| #40 | Cody Touchette | 83216 | Movement Mortgage, LLC | 39179 | Kirkland, WA | $13.0M | 21 | 42.0% |
| #40 | Jose Filemon | 747921 | GESA CREDIT UNION | 402395 | Pasco, WA | $4.0M | 21 | 51.2% |
| #40 | Petros Christophilis | 92866 | NFM Lending, LLC | 2893 | Lynnwood, WA | $16.9M | 21 | 35.0% |
| #40 | James Reese | 216417 | Movement Mortgage, LLC | 39179 | Bellingham, WA | $10.6M | 21 | 70.0% |
| #44 | Tuan Le | 1187441 | TM LENDING INC | 2825138 | Bellevue, WA | $11.0M | 20 | 54.1% |
| #44 | Jolene Messmer | 379952 | Movement Mortgage, LLC | 39179 | Kirkland, WA | $14.0M | 20 | 44.4% |
| #44 | Donald Owen | 461850 | Guild Mortgage Company LLC | 3274 | Vancouver, WA | $6.3M | 20 | 66.7% |
| #44 | Wengi Liu | 1539344 | Bank of America, N.A. | 399802 | Redmond, WA | $28.2M | 20 | 66.7% |
| #48 | Julie Jones | 177001 | Movement Mortgage, LLC | 39179 | Seattle, WA | $14.7M | 19 | 82.6% |
| #48 | Timothy Jacobs | 151190 | AMERICAN MORTGAGE INC | 62773 | Bellevue, WA | $6.1M | 19 | 37.3% |
| #48 | matthew wambold | 1215903 | CrossCountry Mortgage, LLC | 3029 | Gig Harbor, WA | $10.9M | 19 | 67.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Washington (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/washington/top-retention-by-units/2025
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