Retention champions in Washington in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Daniel Meier (CMG Mortgage, Inc., NMLS #880575), Michael Bettineski (Guild Mortgage Company LLC, NMLS #404533), and XIAOBO NI (Boeing Employees' Credit Union, NMLS #1015707).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Daniel Meier | 880575 | CMG Mortgage, Inc. | 1820 | Snohomish, WA | $46.2M | 62 | 49.6% |
| #2 | Michael Bettineski | 404533 | Guild Mortgage Company LLC | 3274 | Longview, WA | $12.3M | 51 | 76.1% |
| #3 | XIAOBO NI | 1015707 | Boeing Employees' Credit Union | 490518 | Tukwila, WA | $60.0M | 48 | 57.1% |
| #4 | Casey Oiness | 265169 | Guild Mortgage Company LLC | 3274 | Bellevue, WA | $36.2M | 47 | 55.3% |
| #5 | Yang Yang | 1223737 | JPMorgan Chase Bank, National Association | 399798 | — | $46.3M | 42 | 70.0% |
| #6 | Seth Raddue | 90509 | Franklin Loan Corporation | 237653 | Kirkland, WA | $28.4M | 41 | 74.5% |
| #6 | Melany Hannibal | 502019 | U.S. Bank National Association | 402761 | Bellevue, WA | $60.7M | 41 | 71.9% |
| #8 | Ric Gosser | 120413 | CMG Mortgage, Inc. | 1820 | Everett, WA | $17.0M | 40 | 36.4% |
| #9 | Harrison Lee | 1311628 | JPMorgan Chase Bank, National Association | 399798 | Seattle, WA | $29.7M | 37 | 77.1% |
| #9 | Teddy Klarich | 1897317 | Fairway Independent Mortgage Corporation | 2289 | Kirkland, WA | $21.5M | 37 | 84.1% |
| #11 | April Reichert | 166364 | Guild Mortgage Company LLC | 3274 | Federal Way, WA | $12.7M | 35 | 77.8% |
| #12 | Joseph Tafolla | 209726 | City Mortgage Brokers LLC | 2158059 | Seattle, WA | $22.7M | 34 | 87.2% |
| #13 | Ryan Niles | 357455 | Cornerstone Capital Bank, SSB | 2258 | Seattle, WA | $18.8M | 33 | 73.3% |
| #14 | Aaron Tyler | 130688 | U.S. Bank National Association | 402761 | Hopkins, MN | $42.6M | 32 | 69.6% |
| #14 | Robert Tamaela | 68714 | Western Washington Mortgage Inc | 67846 | Issaquah, WA | $20.0M | 32 | 84.2% |
| #14 | Zhengwen Luo | 1403108 | General Mortgage Capital Corporation | 254895 | Burlingame, CA | $18.9M | 32 | 86.5% |
| #17 | Derek Wetzel | 487553 | Guaranteed Rate, Inc. | 2611 | Bellevue, WA | $22.3M | 31 | 68.9% |
| #17 | Dawn James | 487467 | NewRez LLC | 3013 | Gig Harbor, WA | $15.9M | 31 | 54.4% |
| #17 | Julie Johnson | 302214 | CrossCountry Mortgage, LLC | 3029 | Seattle, WA | $22.7M | 31 | 47.7% |
| #17 | Manan Patel | 1846778 | Wells Fargo Bank, National Association | 399801 | Bellevue, WA | $29.0M | 31 | 67.4% |
| #21 | Kevin Wang | 1519351 | City National Bank | 536994 | Los Angeles, CA | $45.2M | 30 | 20.7% |
| #21 | Stacia Weishaar | 1484462 | United American Mortgage Corporation | 1942 | Seattle, WA | $21.7M | 30 | 75.0% |
| #23 | Mark Villano | 1306487 | CrossCountry Mortgage, LLC | 3029 | Lakewood, WA | $14.6M | 29 | 56.9% |
| #24 | Daniel Forbes | 487449 | Synergy One Lending, Inc. | 1907235 | San Diego, CA | $19.2M | 27 | 71.1% |
| #24 | Jonathan Wagher | 116573 | Movement Mortgage, LLC | 39179 | Seattle, WA | $20.1M | 27 | 67.5% |
| #26 | Arkadi Gabrielian | 693753 | Bank of America, N.A. | 399802 | Redmond, WA | $32.0M | 26 | 81.3% |
| #27 | Joel Lundberg | 22002 | JB Associates, LLC | 21751 | Puyallup, WA | $12.9M | 25 | 65.8% |
| #27 | Hyun Yim | 507090 | MLD Mortgage Inc. | 1019 | Bellevue, WA | $17.7M | 25 | 78.1% |
| #27 | Saul Bailey | 114610 | Boeing Employees' Credit Union | 490518 | Tukwila, WA | $21.0M | 25 | 67.6% |
| #27 | Kerry Day | 208034 | Cornerstone Capital Bank, SSB | 2258 | Snohomish, WA | $11.9M | 25 | 64.1% |
| #31 | Paula Nirschl-Robb | 383396 | Guild Mortgage Company LLC | 3274 | Longview, WA | $7.4M | 24 | 55.8% |
| #31 | Daniel Peck | 174968 | Movement Mortgage, LLC | 39179 | Kirkland, WA | $17.0M | 24 | 54.5% |
| #31 | Gregory Anderson | 754378 | Movement Mortgage, LLC | 39179 | Renton, WA | $13.2M | 24 | 61.5% |
| #31 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $11.1M | 24 | 82.8% |
| #31 | Ryan Mallory | 1456785 | CrossCountry Mortgage, LLC | 3029 | Bothell, WA | $16.9M | 24 | 52.2% |
| #36 | Phillip Le | 925236 | NEXA Mortgage, LLC | 1660690 | Kent, WA | $12.5M | 23 | 85.2% |
| #37 | James Nesbit | 205930 | Guild Mortgage Company LLC | 3274 | Tumwater, WA | $6.5M | 22 | 37.3% |
| #37 | Mikhail Burdeen | 420493 | Cornerstone Capital Bank, SSB | 2258 | Lynnwood, WA | $10.6M | 22 | 68.8% |
| #37 | Lysa Griffith | 754386 | OriginPoint LLC | 2185899 | Kirkland, WA | $20.4M | 22 | 39.3% |
| #40 | James Reese | 216417 | Movement Mortgage, LLC | 39179 | Bellingham, WA | $10.6M | 21 | 70.0% |
| #40 | Jose Filemon | 747921 | GESA CREDIT UNION | 402395 | Pasco, WA | $4.0M | 21 | 51.2% |
| #40 | Cody Touchette | 83216 | Movement Mortgage, LLC | 39179 | Kirkland, WA | $13.0M | 21 | 42.0% |
| #40 | Petros Christophilis | 92866 | NFM Lending, LLC | 2893 | Lynnwood, WA | $16.9M | 21 | 35.0% |
| #44 | Wengi Liu | 1539344 | Bank of America, N.A. | 399802 | Redmond, WA | $28.2M | 20 | 66.7% |
| #44 | Tuan Le | 1187441 | TM LENDING INC | 2825138 | Bellevue, WA | $11.0M | 20 | 54.1% |
| #44 | Donald Owen | 461850 | Guild Mortgage Company LLC | 3274 | Vancouver, WA | $6.3M | 20 | 66.7% |
| #44 | Jolene Messmer | 379952 | Movement Mortgage, LLC | 39179 | Kirkland, WA | $14.0M | 20 | 44.4% |
| #48 | matthew wambold | 1215903 | CrossCountry Mortgage, LLC | 3029 | Gig Harbor, WA | $10.9M | 19 | 67.9% |
| #48 | Anny Johnson | 107093 | Affinity Home Lending LLC | 1181151 | Marietta, GA | $9.3M | 19 | 73.1% |
| #48 | Krista Cooley | 279110 | Luminate Bank | 1281698 | Phoenix, AZ | $9.5M | 19 | 73.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Washington (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/washington/top-retention-by-units/2025
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