Retention champions in Maine in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include JOCELYN PICARD (Atlantic Regional Federal Credit Union, NMLS #518283), Stephen Curran (Saco Valley Credit Union, NMLS #791992), and Matthew Tardiff (Camden National Bank, NMLS #43211).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | JOCELYN PICARD | 518283 | Atlantic Regional Federal Credit Union | 402778 | Saco, ME | $1.3M | 23 | 62.2% |
| #2 | Stephen Curran | 791992 | Saco Valley Credit Union | 405619 | — | $4.0M | 16 | 61.5% |
| #3 | Matthew Tardiff | 43211 | Camden National Bank | 486887 | Kennebunk, ME | $8.9M | 14 | 63.6% |
| #4 | Gary Lapierre | 728106 | Kennebec Savings Bank | 585497 | Augusta, ME | $687K | 13 | 56.5% |
| #5 | Jamie Turcotte | 552355 | OTIS FEDERAL CREDIT UNION | 407834 | Jay, ME | $1.8M | 10 | 55.6% |
| #5 | Cathy Lessard | 699484 | KV FEDERAL CREDIT UNION | 680513 | Augusta, ME | $578K | 10 | 66.7% |
| #7 | Julie Armstrong | 671291 | Kennebec Savings Bank | 585497 | — | $959K | 9 | 60.0% |
| #7 | Deborah Coulombe | 1947003 | Kennebec Savings Bank | 585497 | — | $535K | 9 | 60.0% |
| #7 | Matthew Dwyer | 728100 | Kennebec Savings Bank | 585497 | Augusta, ME | $512K | 9 | 45.0% |
| #10 | C Jason Carlisle | 1512317 | University Credit Union | 407658 | — | $477K | 8 | 53.3% |
| #11 | Anthony Rhoades | 728111 | Kennebec Savings Bank | 585497 | Waterville, ME | $732K | 7 | 50.0% |
| #11 | Carla Cambridge | 646500 | The County Federal Credit Union | 433440 | — | $68K | 7 | 70.0% |
| #11 | Cory Broniarczyk | 1899308 | Guild Mortgage Company LLC | 3274 | — | $893K | 7 | 63.6% |
| #14 | Wendy Martin | 412899 | Oxford Federal Credit Union | 401284 | — | $237K | 6 | 40.0% |
| #15 | Stephen Teng | 1615950 | cPort Credit Union | 409174 | Portland, ME | $581K | 5 | 38.5% |
| #15 | Tracy Warren | 728118 | Kennebec Savings Bank | 585497 | Waterville, ME | $862K | 5 | 27.8% |
| #15 | Erin Holmes | 1859212 | Atlantic Regional Federal Credit Union | 402778 | Topsham, ME | $565K | 5 | 38.5% |
| #18 | Jane Merrill | 712990 | Camden National Bank | 486887 | Camden, ME | $1.1M | 4 | 40.0% |
| #18 | Brendan Fontaine | 102571 | Guild Mortgage Company LLC | 3274 | Falmouth, ME | $820K | 4 | 26.7% |
| #18 | Dawn Collins | 1806320 | DIRIGO FEDERAL CREDIT UNION | 413334 | Lewiston, ME | $201K | 4 | 40.0% |
| #18 | Richard Zamore | 834637 | Bath Savings Institution | 405789 | Brunswick, ME | $376K | 4 | 30.8% |
| #22 | Craig Farrington | 371129 | CMG Mortgage, Inc. | 1820 | Auburn, ME | $994K | 3 | 25.0% |
| #22 | David Cekutis | 509632 | Camden National Bank | 486887 | Portland, ME | $699K | 3 | 23.1% |
| #22 | Rudolph Ferrante | 366272 | Guild Mortgage Company LLC | 3274 | Portland, ME | $580K | 3 | 11.5% |
| #22 | Elizabeth Rogers | 458722 | Bath Savings Institution | 405789 | Portland, ME | $360K | 3 | 27.3% |
| #22 | Ryan Jandreau | 1073538 | Maine Savings Federal Credit Union | 401037 | Vassalboro, ME | $98K | 3 | 30.0% |
| #27 | Mary McGlone | 785696 | LIGHTHOUSE FEDERAL CREDIT UNION | 784812 | Dover, NH | $318K | 2 | 18.2% |
| #27 | Shelley Kennagh | 532306 | CMG Mortgage, Inc. | 1820 | Newry, ME | $378K | 2 | 12.5% |
| #27 | Brittany McCarthy | 1605306 | TruChoice Federal Credit Union | 446602 | Portland, ME | $220K | 2 | 20.0% |
| #27 | Linda Elliott | 401121 | Bangor Savings Bank | 449200 | Ellsworth, ME | $125K | 2 | 12.5% |
| #27 | Betsy Harrington | 458711 | Bath Savings Institution | 405789 | — | $1.2M | 2 | 20.0% |
| #27 | Michael Wilson | 159548 | Guild Mortgage Company LLC | 3274 | Augusta, ME | $540K | 2 | 9.5% |
| #27 | Laurie Gaudreau | 746916 | Atlantic Regional Federal Credit Union | 402778 | — | $936K | 2 | 9.1% |
| #34 | Jessica Heath | 691211 | Maine Community Bank | 405614 | Gorham, ME | $330K | 1 | 5.0% |
| #34 | Skylar Welch | 869018 | Fusion Home Loans, LLC | 2703121 | Falmouth, ME | $175K | 1 | 5.0% |
| #34 | Susan Wixom | 612436 | Bangor Savings Bank | 449200 | Lewiston, ME | $855K | 1 | 10.0% |
| #34 | Chad Hayes | 238425 | Guild Mortgage Company LLC | 3274 | Falmouth, ME | $405K | 1 | 7.7% |
| #34 | Bryan Smith | 857068 | New American Funding, LLC | 6606 | Portland, ME | $245K | 1 | 6.7% |
| #34 | Meghan Faulkner | 184955 | Bangor Savings Bank | 449200 | Biddeford, ME | $88K | 1 | 8.3% |
| #34 | Emma Bodwell | 31820 | DAS Acquisition Company, LLC | 227262 | Auburn, ME | $471K | 1 | 7.1% |
| #34 | James Skvorak | 134260 | Homestead Mortgage Loans, Inc. | 129904 | Windham, ME | $398K | 1 | 7.1% |
| #34 | Timothy Lawson | 370671 | Guild Mortgage Company LLC | 3274 | Falmouth, ME | $199K | 1 | 8.3% |
| #34 | Thomas Evans | 1719203 | Acadia Lending Group, LLC | 370636 | South Portland, ME | $270K | 1 | 10.0% |
| #34 | Tamika Donahue | 399388 | CMG Mortgage, Inc. | 1820 | Scarborough, ME | $240K | 1 | 3.4% |
| #34 | Catherine Flaherty | 219224 | CMG Mortgage, Inc. | 1820 | Brunswick, ME | $212K | 1 | 6.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Maine (2023). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/maine/top-retention-by-units/2023
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