Retention champions nationwide in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Jacqueline Wampler (Primis Mortgage Company, NMLS #85964), H. Carmen Castro Franceschi (First Republic Bank, NMLS #487229), and Diane Dumond (Connecticut State Employees Credit Union, NMLS #1597114).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jacqueline Wampler | 85964 | Primis Mortgage Company | 1894879 | Wilmington, NC | $48.0M | 151 | 81.2% |
| #2 | H. Carmen Castro Franceschi | 487229 | First Republic Bank | 362814 | — | $33.2M | 74 | 96.1% |
| #3 | Diane Dumond | 1597114 | Connecticut State Employees Credit Union | 695872 | — | $2.6M | 52 | 77.6% |
| #4 | Alvin Jabboury | 1190987 | eMortgage Funding LLC | 1059364 | Troy, MI | $13.7M | 40 | 28.0% |
| #5 | James Adamson | 455833 | Ameris Bank | 408099 | Eldersburg, MD | $13.6M | 39 | 69.6% |
| #6 | Gary Gellman | 236581 | North First Mortgage Group, Inc. | 1844051 | San Martin, CA | $14.4M | 33 | 86.8% |
| #6 | Matthew Smith | 34764 | West Capital Lending, Inc. | 1566096 | Troy, MI | $24.3M | 33 | 71.7% |
| #6 | Shane Boon | 30178 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $24.1M | 33 | 55.9% |
| #9 | Angelo Kircos | 181801 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $17.2M | 31 | 75.6% |
| #10 | Patricia Newby | 194741 | US Mortgage Corporation | 3901 | Frisco, TX | $13.7M | 30 | 76.9% |
| #10 | Brett Burns | 320423 | CrossCountry Mortgage, LLC | 3029 | Lacey, WA | $16.7M | 30 | 61.2% |
| #10 | Barbara Schumann Jobmann | 659711 | Capital City Home Loans, LLC | 75615 | Spring Hill, FL | $9.1M | 30 | 61.2% |
| #13 | Gina Lovon | 1374880 | South Carolina Federal Credit Union | 411731 | North Charleston, SC | $4.0M | 29 | 51.8% |
| #13 | Quine Morales | 206734 | ClearPath Lending | 936436 | Irvine, CA | $10.7M | 29 | 29.9% |
| #13 | Nicholas Tomas | 31699 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $19.4M | 29 | 78.4% |
| #13 | Laurinda Conrad | 187645 | American Financial Network, Inc. | 237341 | Brea, CA | $4.6M | 29 | 65.9% |
| #13 | Matthew Oliver | 169890 | LUND MORTGAGE TEAM, INC. | 162701 | Glendale, AZ | $8.3M | 29 | 38.7% |
| #18 | David Brescoach | 404561 | Frick Financial Federal Credit Union | 479215 | Uniontown, PA | $1.3M | 28 | 80.0% |
| #18 | Erin Ungewitter | 794262 | Greylock Federal Credit Union | 446499 | Pittsfield, MA | $2.1M | 28 | 50.0% |
| #18 | JOSEPH METZGER | 955819 | LIGHTWORKERS HOME LOANS INC. | 2696820 | Rolling Meadows, IL | $6.9M | 28 | 23.0% |
| #21 | Marcello Castelvetere | 984442 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $17.2M | 27 | 67.5% |
| #21 | David Brozovich | 665420 | Grundy Bank | 433981 | Morris, IL | $3.7M | 27 | 87.1% |
| #23 | Heather Santos | 31720 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $20.0M | 26 | 65.0% |
| #23 | Lisa Mish | 50274 | PeoplesBank | 644060 | Holyoke, MA | $1.6M | 26 | 52.0% |
| #25 | Christopher Frederick | 30003 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $17.8M | 25 | 73.5% |
| #25 | KARLA WALLS | 737266 | TELCOE FEDERAL CREDIT UNION | 409715 | Little Rock, AR | $2.4M | 25 | 67.6% |
| #25 | Karen Stein | 480558 | AAC Credit Union | 417591 | Spring Lake, MI | $1.4M | 25 | 67.6% |
| #25 | Patricia Stephens | 510812 | Union Bank | 510604 | Jamestown, TN | $2.9M | 25 | 83.3% |
| #25 | Alison Schweitzer | 487183 | Flagstar Bank, National Association | 417490 | Newport Beach, CA | $5.9M | 25 | 92.6% |
| #25 | Christine Recio | 1156677 | Security Service Federal Credit Union | 458903 | San Antonio, TX | $6.1M | 25 | 47.2% |
| #25 | Anna Miller | 1546701 | United Bank of Michigan | 463806 | Grand Rapids, MI | $3.8M | 25 | 89.3% |
| #25 | Justin Goble | 854728 | South Carolina Federal Credit Union | 411731 | North Charleston, SC | $2.2M | 25 | 61.0% |
| #25 | William Hart | 452754 | Newtown Savings Bank | 411347 | Newtown, CT | $3.8M | 25 | 58.1% |
| #34 | Mark Goodwin | 543312 | The Federal Savings Bank | 411500 | Southlake, TX | $31.6M | 24 | 51.1% |
| #34 | Michael Kelley | 531261 | BrightBridge Credit Union | 447563 | Springfield, MA | $1.6M | 24 | 70.6% |
| #34 | Mark Barclay | 812412 | LNB Community Bank | 811379 | Boonville, IN | $2.8M | 24 | 88.9% |
| #34 | Joshua Warren | 780411 | Bank of Perry County | 716527 | Linden, TN | $2.4M | 24 | 92.3% |
| #34 | Jane Johnson | 500888 | The Northwestern Bank | 461009 | Chippewa Falls, WI | $3.6M | 24 | 63.2% |
| #34 | Tammy Badeaux | 284266 | KBHS Home Loans, LLC | 1542802 | — | $4.1M | 24 | 52.2% |
| #34 | Andi Numan | 1011848 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $8.9M | 24 | 64.9% |
| #34 | Rhonda Foster | 968608 | Delta Community Credit Union | 401141 | Stockbridge, GA | $1.6M | 24 | 49.0% |
| #34 | Jennifer Ferguson | 756208 | United Bank of Michigan | 463806 | Wayland, MI | $4.9M | 24 | 70.6% |
| #43 | JOCELYN PICARD | 518283 | Atlantic Regional Federal Credit Union | 402778 | Saco, ME | $1.3M | 23 | 62.2% |
| #43 | Karalyn Mix | 721673 | Awakon Federal Credit Union | 410565 | Onaway, MI | $1.1M | 23 | 79.3% |
| #43 | Bruce OKronley | 30743 | CrossCountry Mortgage, LLC | 3029 | Southfield, MI | $17.5M | 23 | 54.8% |
| #43 | Charles Reed | 189915 | Intercoastal Mortgage, LLC | 56323 | Bluffton, SC | $8.4M | 23 | 63.9% |
| #43 | Nadine Longboy | 721325 | GATHER FEDERAL CREDIT UNION | 442973 | Lihue, HI | $9.5M | 23 | 82.1% |
| #43 | Patrick Connelly | 46975 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $15.8M | 23 | 60.5% |
| #49 | James Kane | 280777 | Thompson Kane & Company, Inc. | 898428 | Madison, WI | $6.8M | 22 | 56.4% |
| #49 | Skylar Swiecki | 23430 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $19.7M | 22 | 43.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Nationwide (2023). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-retention-by-units/2023
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