Retention champions nationwide in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Jacqueline Wampler (Primis Mortgage Company, NMLS #85964), H. Carmen Castro Franceschi (First Republic Bank, NMLS #487229), and Diane Dumond (Connecticut State Employees Credit Union, NMLS #1597114).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jacqueline Wampler | 85964 | Primis Mortgage Company | 1894879 | Wilmington, NC | $48.9M | 153 | 81.8% |
| #2 | H. Carmen Castro Franceschi | 487229 | First Republic Bank | 362814 | — | $33.3M | 74 | 96.1% |
| #3 | Diane Dumond | 1597114 | Connecticut State Employees Credit Union | 695872 | — | $2.6M | 52 | 77.6% |
| #4 | James Adamson | 455833 | Ameris Bank | 408099 | Eldersburg, MD | $13.6M | 39 | 70.9% |
| #4 | Alvin Jabboury | 1190987 | eMortgage Funding LLC | 1059364 | Troy, MI | $13.4M | 39 | 27.3% |
| #6 | Gary Gellman | 236581 | North First Mortgage Group, Inc. | 1844051 | San Martin, CA | $14.4M | 33 | 86.8% |
| #6 | Matthew Smith | 34764 | West Capital Lending, Inc. | 1566096 | Troy, MI | $24.3M | 33 | 71.7% |
| #8 | Shane Boon | 30178 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $23.8M | 32 | 55.2% |
| #9 | Angelo Kircos | 181801 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $17.2M | 31 | 75.6% |
| #10 | Patricia Newby | 194741 | US Mortgage Corporation | 3901 | Frisco, TX | $13.7M | 30 | 76.9% |
| #10 | Brett Burns | 320423 | CrossCountry Mortgage, LLC | 3029 | Lacey, WA | $16.7M | 30 | 61.2% |
| #10 | Barbara Schumann Jobmann | 659711 | Capital City Home Loans, LLC | 75615 | Spring Hill, FL | $9.1M | 30 | 61.2% |
| #13 | Quine Morales | 206734 | ClearPath Lending | 936436 | Irvine, CA | $10.7M | 29 | 29.9% |
| #13 | Matthew Oliver | 169890 | LUND MORTGAGE TEAM, INC. | 162701 | Glendale, AZ | $8.3M | 29 | 38.7% |
| #13 | Laurinda Conrad | 187645 | Northpointe Bank | 447490 | Grand Junction, CO | $4.6M | 29 | 65.9% |
| #13 | Gina Lovon | 1374880 | South Carolina Federal Credit Union | 411731 | North Charleston, SC | $4.0M | 29 | 51.8% |
| #13 | Marcello Castelvetere | 984442 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $17.6M | 29 | 70.7% |
| #13 | Nicholas Tomas | 31699 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $19.4M | 29 | 78.4% |
| #19 | Erin Ungewitter | 794262 | Greylock Federal Credit Union | 446499 | Pittsfield, MA | $2.1M | 28 | 50.0% |
| #19 | JOSEPH METZGER | 955819 | LIGHTWORKERS HOME LOANS INC. | 2696820 | Rolling Meadows, IL | $6.9M | 28 | 23.0% |
| #19 | David Brescoach | 404561 | Frick Financial Federal Credit Union | 479215 | Uniontown, PA | $1.3M | 28 | 77.8% |
| #22 | David Brozovich | 665420 | Grundy Bank | 433981 | Morris, IL | $3.7M | 27 | 87.1% |
| #23 | Lisa Mish | 50274 | PeoplesBank | 644060 | Holyoke, MA | $1.6M | 26 | 52.0% |
| #24 | William Hart | 452754 | Newtown Savings Bank | 411347 | Newtown, CT | $3.8M | 25 | 58.1% |
| #24 | KARLA WALLS | 737266 | TELCOE FEDERAL CREDIT UNION | 409715 | Little Rock, AR | $2.4M | 25 | 67.6% |
| #24 | Heather Santos | 31720 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $19.1M | 25 | 62.5% |
| #24 | Justin Goble | 854728 | South Carolina Federal Credit Union | 411731 | North Charleston, SC | $2.2M | 25 | 59.5% |
| #24 | Christine Recio | 1156677 | Security Service Federal Credit Union | 458903 | San Antonio, TX | $6.1M | 25 | 47.2% |
| #24 | Christopher Frederick | 30003 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $17.8M | 25 | 73.5% |
| #24 | Patricia Stephens | 510812 | Union Bank | 510604 | Jamestown, TN | $2.9M | 25 | 83.3% |
| #24 | Anna Miller | 1546701 | United Bank of Michigan | 463806 | Grand Rapids, MI | $3.8M | 25 | 89.3% |
| #24 | Karen Stein | 480558 | AAC Credit Union | 417591 | Spring Lake, MI | $1.4M | 25 | 67.6% |
| #33 | Andi Numan | 1011848 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $8.9M | 24 | 64.9% |
| #33 | Jennifer Ferguson | 756208 | United Bank of Michigan | 463806 | Wayland, MI | $4.9M | 24 | 70.6% |
| #33 | Jane Johnson | 500888 | The Northwestern Bank | 461009 | Chippewa Falls, WI | $3.5M | 24 | 63.2% |
| #33 | Mark Barclay | 812412 | LNB Community Bank | 811379 | Boonville, IN | $2.8M | 24 | 88.9% |
| #33 | Michael Kelley | 531261 | BrightBridge Credit Union | 447563 | Springfield, MA | $1.6M | 24 | 70.6% |
| #33 | Joshua Warren | 780411 | Bank of Perry County | 716527 | Linden, TN | $2.4M | 24 | 92.3% |
| #33 | Mark Goodwin | 543312 | The Federal Savings Bank | 411500 | Southlake, TX | $31.6M | 24 | 51.1% |
| #33 | Rhonda Foster | 968608 | Delta Community Credit Union | 401141 | Stockbridge, GA | $1.6M | 24 | 49.0% |
| #33 | Tammy Badeaux | 284266 | KBHS Home Loans, LLC | 1542802 | San Antonio, TX | $4.1M | 24 | 52.2% |
| #33 | Alison Schweitzer | 487183 | Flagstar Bank, National Association | 417490 | Newport Beach, CA | $5.6M | 24 | 92.3% |
| #43 | James Kane | 280777 | Thompson Kane & Company, Inc. | 898428 | Madison, WI | $6.9M | 23 | 57.5% |
| #43 | Karalyn Mix | 721673 | Awakon Federal Credit Union | 410565 | Onaway, MI | $1.1M | 23 | 79.3% |
| #43 | Patrick Connelly | 46975 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $15.8M | 23 | 60.5% |
| #43 | Nadine Longboy | 721325 | GATHER FEDERAL CREDIT UNION | 442973 | Lihue, HI | $9.5M | 23 | 82.1% |
| #43 | Charles Reed | 189915 | Intercoastal Mortgage, LLC | 56323 | Bluffton, SC | $8.4M | 23 | 63.9% |
| #43 | Bruce OKronley | 30743 | CrossCountry Mortgage, LLC | 3029 | Southfield, MI | $17.5M | 23 | 54.8% |
| #43 | JOCELYN PICARD | 518283 | Atlantic Regional Federal Credit Union | 402778 | Saco, ME | $1.3M | 23 | 62.2% |
| #50 | Skylar Swiecki | 23430 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $19.7M | 22 | 43.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Nationwide (2023). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-retention-by-units/2023
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