Retention champions nationwide in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Jacqueline Wampler (Primis Mortgage Company, NMLS #85964), H. Carmen Castro Franceschi (First Republic Bank, NMLS #487229), and Diane Dumond (Connecticut State Employees Credit Union, NMLS #1597114).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jacqueline Wampler | 85964 | Primis Mortgage Company | 1894879 | Wilmington, NC | $48.6M | 152 | 81.3% |
| #2 | H. Carmen Castro Franceschi | 487229 | First Republic Bank | 362814 | — | $33.3M | 74 | 96.1% |
| #3 | Diane Dumond | 1597114 | Connecticut State Employees Credit Union | 695872 | — | $2.6M | 52 | 77.6% |
| #4 | James Adamson | 455833 | Ameris Bank | 408099 | Eldersburg, MD | $13.6M | 39 | 70.9% |
| #4 | Alvin Jabboury | 1190987 | eMortgage Funding LLC | 1059364 | Troy, MI | $13.4M | 39 | 27.3% |
| #6 | Matthew Smith | 34764 | West Capital Lending, Inc. | 1566096 | Troy, MI | $24.3M | 33 | 71.7% |
| #6 | Gary Gellman | 236581 | North First Mortgage Group, Inc. | 1844051 | San Martin, CA | $14.4M | 33 | 86.8% |
| #8 | Shane Boon | 30178 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $23.8M | 32 | 55.2% |
| #9 | Angelo Kircos | 181801 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $17.2M | 31 | 75.6% |
| #10 | David Brescoach | 404561 | Frick Financial Federal Credit Union | 479215 | Uniontown, PA | $1.4M | 30 | 81.1% |
| #10 | Patricia Newby | 194741 | US Mortgage Corporation | 3901 | Frisco, TX | $13.7M | 30 | 76.9% |
| #10 | Brett Burns | 320423 | Frame Home Loans LLC | 2728586 | Austin, TX | $16.7M | 30 | 61.2% |
| #13 | Nicholas Tomas | 31699 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $19.4M | 29 | 78.4% |
| #13 | Matthew Oliver | 169890 | LUND MORTGAGE TEAM, INC. | 162701 | Glendale, AZ | $8.3M | 29 | 38.7% |
| #13 | Gina Lovon | 1374880 | South Carolina Federal Credit Union | 411731 | North Charleston, SC | $4.0M | 29 | 51.8% |
| #13 | Quine Morales | 206734 | ClearPath Lending | 936436 | Irvine, CA | $10.7M | 29 | 29.9% |
| #13 | Laurinda Conrad | 187645 | Northpointe Bank | 447490 | Grand Junction, CO | $4.6M | 29 | 65.9% |
| #18 | Erin Ungewitter | 794262 | Greylock Federal Credit Union | 446499 | Pittsfield, MA | $2.1M | 28 | 50.0% |
| #18 | Barbara Schumann Jobmann | 659711 | Capital City Home Loans, LLC | 75615 | Spring Hill, FL | $8.4M | 28 | 59.6% |
| #18 | JOSEPH METZGER | 955819 | LIGHTWORKERS HOME LOANS INC. | 2696820 | Rolling Meadows, IL | $6.9M | 28 | 23.0% |
| #18 | Marcello Castelvetere | 984442 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $17.3M | 28 | 70.0% |
| #22 | David Brozovich | 665420 | Grundy Bank | 433981 | Morris, IL | $3.7M | 26 | 86.7% |
| #22 | Lisa Mish | 50274 | PeoplesBank | 644060 | Holyoke, MA | $1.6M | 26 | 52.0% |
| #24 | Karen Stein | 480558 | AAC Credit Union | 417591 | Spring Lake, MI | $1.4M | 25 | 67.6% |
| #24 | Christopher Frederick | 30003 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $17.8M | 25 | 73.5% |
| #24 | Christine Recio | 1156677 | Security Service Federal Credit Union | 458903 | San Antonio, TX | $6.1M | 25 | 47.2% |
| #24 | Alison Schweitzer | 487183 | Flagstar Bank, National Association | 417490 | Newport Beach, CA | $5.9M | 25 | 92.6% |
| #24 | KARLA WALLS | 737266 | TELCOE FEDERAL CREDIT UNION | 409715 | Little Rock, AR | $2.4M | 25 | 67.6% |
| #24 | Heather Santos | 31720 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $19.1M | 25 | 64.1% |
| #24 | Patricia Stephens | 510812 | Union Bank | 510604 | Jamestown, TN | $2.9M | 25 | 83.3% |
| #24 | Justin Goble | 854728 | South Carolina Federal Credit Union | 411731 | North Charleston, SC | $2.2M | 25 | 61.0% |
| #24 | Anna Miller | 1546701 | United Bank of Michigan | 463806 | Grand Rapids, MI | $3.8M | 25 | 89.3% |
| #33 | William Hart | 452754 | Newtown Savings Bank | 411347 | Newtown, CT | $3.6M | 24 | 57.1% |
| #33 | Joshua Warren | 780411 | Bank of Perry County | 716527 | Linden, TN | $2.4M | 24 | 92.3% |
| #33 | Andi Numan | 1011848 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $8.9M | 24 | 64.9% |
| #33 | Mark Barclay | 812412 | LNB Community Bank | 811379 | Boonville, IN | $2.8M | 24 | 88.9% |
| #33 | Tammy Badeaux | 284266 | KBHS Home Loans, LLC | 1542802 | San Antonio, TX | $4.1M | 24 | 52.2% |
| #33 | Rhonda Foster | 968608 | Delta Community Credit Union | 401141 | Stockbridge, GA | $1.6M | 24 | 49.0% |
| #33 | Mark Goodwin | 543312 | The Federal Savings Bank | 411500 | Southlake, TX | $31.6M | 24 | 51.1% |
| #33 | Michael Kelley | 531261 | BrightBridge Credit Union | 447563 | Springfield, MA | $1.6M | 24 | 70.6% |
| #41 | Bruce OKronley | 30743 | CrossCountry Mortgage, LLC | 3029 | Southfield, MI | $17.5M | 23 | 54.8% |
| #41 | Nadine Longboy | 721325 | GATHER FEDERAL CREDIT UNION | 442973 | Lihue, HI | $9.5M | 23 | 82.1% |
| #41 | Patrick Connelly | 46975 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $15.8M | 23 | 60.5% |
| #41 | JOCELYN PICARD | 518283 | Atlantic Regional Federal Credit Union | 402778 | Saco, ME | $1.3M | 23 | 62.2% |
| #41 | Charles Reed | 189915 | Intercoastal Mortgage, LLC | 56323 | Bluffton, SC | $8.4M | 23 | 63.9% |
| #41 | Jennifer Ferguson | 756208 | United Bank of Michigan | 463806 | Wayland, MI | $4.9M | 23 | 69.7% |
| #47 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $9.0M | 22 | 66.7% |
| #47 | Brian Armstrong | 489497 | PremierBank | 470214 | Fort Atkinson, WI | $1.8M | 22 | 95.7% |
| #47 | Henry Do | 1863960 | Swift Home Loans, Inc. | 2075228 | Houston, TX | $5.2M | 22 | 44.0% |
| #47 | Skylar Swiecki | 23430 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $19.7M | 22 | 43.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Nationwide (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-retention-by-units/2023
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