Retention champions in New Mexico in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include nancy archuleta (First New Mexico Bank of Silver City, NMLS #196035), John Gabaldon (Waterstone Mortgage Corporation, NMLS #422738), and Sharon Sanchez (U.S. EAGLE FEDERAL CREDIT UNION, NMLS #879336).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | nancy archuleta | 196035 | First New Mexico Bank of Silver City | 506861 | Albuquerque, NM | $7.4M | 12 | 75.0% |
| #2 | John Gabaldon | 422738 | Waterstone Mortgage Corporation | 186434 | Albuquerque, NM | $1.4M | 11 | 32.4% |
| #3 | Sharon Sanchez | 879336 | U.S. EAGLE FEDERAL CREDIT UNION | 463291 | Albuquerque, NM | $492K | 10 | 66.7% |
| #4 | Rosario Coss | 744368 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $372K | 6 | 42.9% |
| #4 | Monica Creason | 1041434 | Gateway First Bank | 7233 | Alamogordo, NM | $2.0M | 6 | 50.0% |
| #4 | Robert Key | 190249 | Evergreen Moneysource Mortgage Company | 3182 | Albuquerque, NM | $931K | 6 | 42.9% |
| #7 | LORRAINE CLIFTON | 526188 | U.S. EAGLE FEDERAL CREDIT UNION | 463291 | — | $255K | 5 | 41.7% |
| #7 | Denise Lucero | 214548 | DHI MORTGAGE COMPANY, LTD. | 14622 | Albuquerque, NM | $1.7M | 5 | 35.7% |
| #7 | Richard Jacquez | 1198423 | Guild Mortgage Company LLC | 3274 | Farmington, NM | $896K | 5 | 50.0% |
| #7 | Francisca Ponce | 1911942 | Kirtland Federal Credit Union | 403415 | Albuquerque, NM | $429K | 5 | 29.4% |
| #7 | Lorraine Saavedra | 1535076 | Sunward Federal Credit Union | 451711 | — | $949K | 5 | 38.5% |
| #7 | DANIELLE ALPERS | 1556640 | Gateway First Bank | 7233 | Alamogordo, NM | $773K | 5 | 41.7% |
| #7 | Garon Fulgenzi | 260040 | Fugi Financial Funding Group Inc. | 1449767 | Santa Fe, NM | $3.0M | 5 | 50.0% |
| #7 | Tabitha Page Kahn | 254987 | Directors Mortgage, Inc. | 3240 | Albuquerque, NM | $644K | 5 | 33.3% |
| #7 | SANDRA PINGAO | 637567 | Kirtland Federal Credit Union | 403415 | Albuquerque, NM | $354K | 5 | 33.3% |
| #16 | NATALIE DURAN | 567998 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $187K | 4 | 28.6% |
| #16 | Rosa Izzi | 1128162 | Guild Mortgage Company LLC | 3274 | Las Cruces, NM | $633K | 4 | 23.5% |
| #16 | Donice Barnes | 803142 | PrimeLending, A PlainsCapital Company | 13649 | Las Cruces, NM | $271K | 4 | 26.7% |
| #19 | Kimberly Kissane | 253772 | Premier Mortgage Advisors, LLC | 222955 | Albuquerque, NM | $775K | 3 | 16.7% |
| #19 | Victor Mendoza | 203386 | RPM Lending Solutions LLC | 203333 | Los Lunas, NM | $937K | 3 | 18.8% |
| #19 | Benjamin Lucero | 231962 | Indigo Mortgage, LLC | 188348 | Albuquerque, NM | $1.1M | 3 | 16.7% |
| #19 | Iris Guzman | 286700 | PrimeLending, A PlainsCapital Company | 13649 | Albuquerque, NM | $507K | 3 | 20.0% |
| #19 | Lawrence DeArmond | 803168 | Citizens Bank of Las Cruces | 506205 | Las Cruces, NM | $956K | 3 | 23.1% |
| #19 | Sarah Gmyr-Maez | 279382 | CalCon Mutual Mortgage LLC | 46375 | Albuquerque, NM | $804K | 3 | 18.8% |
| #25 | Steven Sheldon | 219631 | Guild Mortgage Company LLC | 3274 | Albuquerque, NM | $552K | 2 | 18.2% |
| #25 | Teresa Quintela | 404241 | Rio Grande Credit Union | 414689 | Albuquerque, NM | $178K | 2 | 15.4% |
| #25 | Jason Pike | 471725 | Waterstone Mortgage Corporation | 186434 | Albuquerque, NM | $679K | 2 | 15.4% |
| #25 | Karrie Moorhouse | 259402 | Paradise Mortgage & Investment, LLC | 2036733 | Tijeras, NM | $555K | 2 | 18.2% |
| #25 | John Russo | 232394 | Waterstone Mortgage Corporation | 186434 | Albuquerque, NM | $12K | 2 | 15.4% |
| #25 | Vincent Torres | 639799 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $283K | 2 | 20.0% |
| #25 | TAMI WILKINSON | 653653 | SANDIA AREA FEDERAL CREDIT UNION | 561268 | — | $200K | 2 | 13.3% |
| #25 | Graciela Monsivais | 1530553 | Homewise, Inc. | 188231 | Santa Fe, NM | $332K | 2 | 18.2% |
| #33 | Cristina Gonzalez | 441010 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $118K | 1 | 6.3% |
| #33 | Adam Barela | 1172600 | First Financial Credit Union | 402675 | Albuquerque, NM | $60K | 1 | 10.0% |
| #33 | Matthew Berg | 211044 | Movement Mortgage, LLC | 39179 | Albuquerque, NM | $241K | 1 | 8.3% |
| #33 | Jennifer King | 1490928 | Builders Choice Mortgage LLC | 2275047 | Albuquerque, NM | $311K | 1 | 7.7% |
| #33 | Roger Gettler | 251785 | Guild Mortgage Company LLC | 3274 | Albuquerque, NM | $9K | 1 | 10.0% |
| #33 | Christine Turpen-Patton | 219567 | Primary Residential Mortgage, Inc. | 3094 | Albuquerque, NM | $304K | 1 | 5.6% |
| #33 | Lee Smith | 492537 | Primary Residential Mortgage, Inc. | 3094 | Albuquerque, NM | $216K | 1 | 7.7% |
| #33 | Kristi Pofahl | 409768 | Guild Mortgage Company LLC | 3274 | Albuquerque, NM | $365K | 1 | 7.7% |
| #33 | Frank Sena | 194576 | CrossCountry Mortgage, LLC | 3029 | Santa Fe, NM | $256K | 1 | 10.0% |
| #33 | Helen Mirabal | 207796 | NATIONS LENDING CORPORATION | 32416 | Santa Fe, NM | $158K | 1 | 9.1% |
| #33 | Tina Krupar | 235442 | Gold Star Mortgage Financial Group, Corporation | 3446 | Albuquerque, NM | $242K | 1 | 7.7% |
| #33 | Heather Jones | 445705 | loanDepot.com, LLC | 174457 | Alamogordo, NM | $73K | 1 | 10.0% |
| #33 | Debra Heckman | 253156 | AMERICAN DREAM MORTGAGE, INC. | 201622 | — | $460K | 1 | 8.3% |
| #33 | Karen Trujillo | 280772 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $184K | 1 | 4.3% |
| #33 | Donna Stryker | 416307 | FIRST NEW MEXICO BANK, LAS CRUCES | 411425 | — | $197K | 1 | 4.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Mexico (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-mexico/top-retention-by-units/2023
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