Retention champions in New Mexico in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include nancy archuleta (First New Mexico Bank of Silver City, NMLS #196035), John Gabaldon (Waterstone Mortgage Corporation, NMLS #422738), and Sharon Sanchez (U.S. EAGLE FEDERAL CREDIT UNION, NMLS #879336).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | nancy archuleta | 196035 | First New Mexico Bank of Silver City | 506861 | Albuquerque, NM | $7.4M | 12 | 75.0% |
| #2 | John Gabaldon | 422738 | Waterstone Mortgage Corporation | 186434 | Albuquerque, NM | $1.4M | 11 | 32.4% |
| #3 | Sharon Sanchez | 879336 | U.S. EAGLE FEDERAL CREDIT UNION | 463291 | Albuquerque, NM | $492K | 10 | 66.7% |
| #4 | Monica Creason | 1041434 | Gateway First Bank | 7233 | Alamogordo, NM | $2.0M | 6 | 50.0% |
| #4 | Robert Key | 190249 | Evergreen Moneysource Mortgage Company | 3182 | Albuquerque, NM | $931K | 6 | 42.9% |
| #4 | Rosario Coss | 744368 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $372K | 6 | 42.9% |
| #7 | LORRAINE CLIFTON | 526188 | U.S. EAGLE FEDERAL CREDIT UNION | 463291 | — | $255K | 5 | 41.7% |
| #7 | Richard Jacquez | 1198423 | Guild Mortgage Company LLC | 3274 | Farmington, NM | $896K | 5 | 50.0% |
| #7 | Lorraine Saavedra | 1535076 | Sunward Federal Credit Union | 451711 | — | $949K | 5 | 38.5% |
| #7 | Francisca Ponce | 1911942 | Kirtland Federal Credit Union | 403415 | Albuquerque, NM | $429K | 5 | 29.4% |
| #7 | Tabitha Page Kahn | 254987 | Directors Mortgage, Inc. | 3240 | Albuquerque, NM | $644K | 5 | 33.3% |
| #7 | SANDRA PINGAO | 637567 | Kirtland Federal Credit Union | 403415 | Albuquerque, NM | $354K | 5 | 33.3% |
| #7 | Denise Lucero | 214548 | DHI MORTGAGE COMPANY, LTD. | 14622 | Albuquerque, NM | $1.7M | 5 | 35.7% |
| #7 | Garon Fulgenzi | 260040 | Fugi Financial Funding Group Inc. | 1449767 | Santa Fe, NM | $3.0M | 5 | 50.0% |
| #7 | DANIELLE ALPERS | 1556640 | Gateway First Bank | 7233 | Alamogordo, NM | $773K | 5 | 38.5% |
| #16 | Donice Barnes | 803142 | PrimeLending, A PlainsCapital Company | 13649 | Las Cruces, NM | $271K | 4 | 26.7% |
| #16 | NATALIE DURAN | 567998 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $187K | 4 | 28.6% |
| #16 | Rosa Izzi | 1128162 | Guild Mortgage Company LLC | 3274 | Las Cruces, NM | $633K | 4 | 23.5% |
| #19 | Benjamin Lucero | 231962 | Indigo Mortgage, LLC | 188348 | Albuquerque, NM | $1.1M | 3 | 16.7% |
| #19 | Lawrence DeArmond | 803168 | Citizens Bank of Las Cruces | 506205 | Las Cruces, NM | $956K | 3 | 23.1% |
| #19 | Sarah Gmyr-Maez | 279382 | CalCon Mutual Mortgage LLC | 46375 | Albuquerque, NM | $804K | 3 | 18.8% |
| #19 | Kimberly Kissane | 253772 | Premier Mortgage Advisors, LLC | 222955 | Albuquerque, NM | $775K | 3 | 16.7% |
| #19 | Victor Mendoza | 203386 | RPM Lending Solutions LLC | 203333 | Los Lunas, NM | $937K | 3 | 18.8% |
| #19 | Iris Guzman | 286700 | PrimeLending, A PlainsCapital Company | 13649 | Albuquerque, NM | $507K | 3 | 20.0% |
| #25 | Steven Sheldon | 219631 | Guild Mortgage Company LLC | 3274 | Albuquerque, NM | $552K | 2 | 18.2% |
| #25 | Vincent Torres | 639799 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $283K | 2 | 20.0% |
| #25 | Bernadette Sisneros | 500504 | Guaranteed Rate, Inc. | 2611 | Albuquerque, NM | $908K | 2 | 20.0% |
| #25 | TAMI WILKINSON | 653653 | SANDIA AREA FEDERAL CREDIT UNION | 561268 | — | $200K | 2 | 13.3% |
| #25 | Jason Pike | 471725 | Waterstone Mortgage Corporation | 186434 | Albuquerque, NM | $679K | 2 | 15.4% |
| #25 | Heather Jones | 445705 | loanDepot.com, LLC | 174457 | Alamogordo, NM | $329K | 2 | 18.2% |
| #25 | Karrie Moorhouse | 259402 | Paradise Mortgage & Investment, LLC | 2036733 | Tijeras, NM | $555K | 2 | 18.2% |
| #25 | Teresa Quintela | 404241 | Rio Grande Credit Union | 414689 | Albuquerque, NM | $178K | 2 | 15.4% |
| #25 | John Russo | 232394 | Waterstone Mortgage Corporation | 186434 | Albuquerque, NM | $12K | 2 | 15.4% |
| #25 | Graciela Monsivais | 1530553 | Homewise, Inc. | 188231 | Santa Fe, NM | $332K | 2 | 18.2% |
| #35 | Kristi Pofahl | 409768 | Guild Mortgage Company LLC | 3274 | Albuquerque, NM | $365K | 1 | 7.7% |
| #35 | Tina Krupar | 235442 | Gold Star Mortgage Financial Group, Corporation | 3446 | Albuquerque, NM | $242K | 1 | 7.7% |
| #35 | Lee Smith | 492537 | Primary Residential Mortgage, Inc. | 3094 | Albuquerque, NM | $216K | 1 | 7.7% |
| #35 | Karen Trujillo | 280772 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $184K | 1 | 4.3% |
| #35 | Jennifer King | 1490928 | Builders Choice Mortgage LLC | 2275047 | Albuquerque, NM | $311K | 1 | 7.7% |
| #35 | Frank Sena | 194576 | CrossCountry Mortgage, LLC | 3029 | Santa Fe, NM | $256K | 1 | 10.0% |
| #35 | Helen Mirabal | 207796 | NATIONS LENDING CORPORATION | 32416 | Santa Fe, NM | $158K | 1 | 9.1% |
| #35 | Matthew Berg | 211044 | Movement Mortgage, LLC | 39179 | Albuquerque, NM | $241K | 1 | 8.3% |
| #35 | Christine Turpen-Patton | 219567 | Primary Residential Mortgage, Inc. | 3094 | Albuquerque, NM | $304K | 1 | 5.6% |
| #35 | Roger Gettler | 251785 | Guild Mortgage Company LLC | 3274 | Albuquerque, NM | $9K | 1 | 10.0% |
| #35 | Adam Barela | 1172600 | First Financial Credit Union | 402675 | Albuquerque, NM | $60K | 1 | 10.0% |
| #35 | Donna Stryker | 416307 | FIRST NEW MEXICO BANK, LAS CRUCES | 411425 | — | $197K | 1 | 4.3% |
| #35 | Debra Heckman | 253156 | AMERICAN DREAM MORTGAGE, INC. | 201622 | — | $460K | 1 | 8.3% |
| #35 | Jeremy Phillips | 226738 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $408K | 1 | 10.0% |
| #35 | Cristina Gonzalez | 441010 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $118K | 1 | 6.3% |
| #35 | DeNae Saavedra | 1877947 | Sunward Federal Credit Union | 451711 | Albuquerque, NM | $200K | 1 | 10.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Mexico (2023). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-mexico/top-retention-by-units/2023
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