Retention champions in New Mexico in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include nancy archuleta (First New Mexico Bank of Silver City, NMLS #196035), John Gabaldon (Waterstone Mortgage Corporation, NMLS #422738), and Sharon Sanchez (U.S. EAGLE FEDERAL CREDIT UNION, NMLS #879336).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | nancy archuleta | 196035 | First New Mexico Bank of Silver City | 506861 | Albuquerque, NM | $7.4M | 12 | 75.0% |
| #2 | John Gabaldon | 422738 | Waterstone Mortgage Corporation | 186434 | Albuquerque, NM | $1.4M | 11 | 32.4% |
| #3 | Sharon Sanchez | 879336 | U.S. EAGLE FEDERAL CREDIT UNION | 463291 | Albuquerque, NM | $492K | 10 | 66.7% |
| #4 | Robert Key | 190249 | Evergreen Moneysource Mortgage Company | 3182 | Albuquerque, NM | $931K | 6 | 42.9% |
| #4 | Monica Creason | 1041434 | Gateway First Bank | 7233 | Alamogordo, NM | $2.0M | 6 | 50.0% |
| #4 | Rosario Coss | 744368 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $372K | 6 | 42.9% |
| #7 | SANDRA PINGAO | 637567 | Kirtland Federal Credit Union | 403415 | Albuquerque, NM | $354K | 5 | 33.3% |
| #7 | Garon Fulgenzi | 260040 | Fugi Financial Funding Group Inc. | 1449767 | Santa Fe, NM | $3.0M | 5 | 50.0% |
| #7 | Richard Jacquez | 1198423 | Guild Mortgage Company LLC | 3274 | Farmington, NM | $896K | 5 | 50.0% |
| #7 | Denise Lucero | 214548 | DHI MORTGAGE COMPANY, LTD. | 14622 | Albuquerque, NM | $1.7M | 5 | 35.7% |
| #7 | LORRAINE CLIFTON | 526188 | U.S. EAGLE FEDERAL CREDIT UNION | 463291 | — | $255K | 5 | 41.7% |
| #7 | Lorraine Saavedra | 1535076 | Sunward Federal Credit Union | 451711 | — | $949K | 5 | 38.5% |
| #7 | DANIELLE ALPERS | 1556640 | Gateway First Bank | 7233 | Alamogordo, NM | $773K | 5 | 38.5% |
| #7 | Tabitha Page Kahn | 254987 | Directors Mortgage, Inc. | 3240 | Albuquerque, NM | $644K | 5 | 33.3% |
| #7 | Francisca Ponce | 1911942 | Kirtland Federal Credit Union | 403415 | Albuquerque, NM | $429K | 5 | 29.4% |
| #16 | Rosa Izzi | 1128162 | Guild Mortgage Company LLC | 3274 | Las Cruces, NM | $633K | 4 | 23.5% |
| #16 | Donice Barnes | 803142 | PrimeLending, A PlainsCapital Company | 13649 | Las Cruces, NM | $271K | 4 | 26.7% |
| #16 | NATALIE DURAN | 567998 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $187K | 4 | 28.6% |
| #19 | Sarah Gmyr-Maez | 279382 | CalCon Mutual Mortgage LLC | 46375 | Albuquerque, NM | $804K | 3 | 18.8% |
| #19 | Victor Mendoza | 203386 | RPM Lending Solutions LLC | 203333 | Los Lunas, NM | $937K | 3 | 18.8% |
| #19 | Lawrence DeArmond | 803168 | Citizens Bank of Las Cruces | 506205 | Las Cruces, NM | $956K | 3 | 23.1% |
| #19 | Iris Guzman | 286700 | PrimeLending, A PlainsCapital Company | 13649 | Albuquerque, NM | $507K | 3 | 20.0% |
| #19 | Benjamin Lucero | 231962 | Indigo Mortgage, LLC | 188348 | Albuquerque, NM | $1.1M | 3 | 16.7% |
| #19 | Kimberly Kissane | 253772 | Premier Mortgage Advisors, LLC | 222955 | Albuquerque, NM | $775K | 3 | 16.7% |
| #25 | John Russo | 232394 | Waterstone Mortgage Corporation | 186434 | Albuquerque, NM | $12K | 2 | 15.4% |
| #25 | TAMI WILKINSON | 653653 | SANDIA AREA FEDERAL CREDIT UNION | 561268 | — | $200K | 2 | 13.3% |
| #25 | Steven Sheldon | 219631 | Guild Mortgage Company LLC | 3274 | Albuquerque, NM | $552K | 2 | 18.2% |
| #25 | Jason Pike | 471725 | Waterstone Mortgage Corporation | 186434 | Albuquerque, NM | $679K | 2 | 15.4% |
| #25 | Vincent Torres | 639799 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $283K | 2 | 20.0% |
| #25 | Graciela Monsivais | 1530553 | Homewise, Inc. | 188231 | Santa Fe, NM | $332K | 2 | 18.2% |
| #25 | Bernadette Sisneros | 500504 | Guaranteed Rate, Inc. | 2611 | Albuquerque, NM | $908K | 2 | 20.0% |
| #25 | Heather Jones | 445705 | loanDepot.com, LLC | 174457 | Alamogordo, NM | $329K | 2 | 18.2% |
| #25 | Karrie Moorhouse | 259402 | Paradise Mortgage & Investment, LLC | 2036733 | Tijeras, NM | $555K | 2 | 18.2% |
| #25 | Teresa Quintela | 404241 | Rio Grande Credit Union | 414689 | Albuquerque, NM | $178K | 2 | 15.4% |
| #35 | Debra Heckman | 253156 | AMERICAN DREAM MORTGAGE, INC. | 201622 | — | $460K | 1 | 8.3% |
| #35 | Lee Smith | 492537 | Primary Residential Mortgage, Inc. | 3094 | Albuquerque, NM | $216K | 1 | 7.7% |
| #35 | Matthew Berg | 211044 | Movement Mortgage, LLC | 39179 | Albuquerque, NM | $241K | 1 | 8.3% |
| #35 | Frank Sena | 194576 | CrossCountry Mortgage, LLC | 3029 | Santa Fe, NM | $256K | 1 | 10.0% |
| #35 | Roger Gettler | 251785 | Guild Mortgage Company LLC | 3274 | Albuquerque, NM | $9K | 1 | 10.0% |
| #35 | DeNae Saavedra | 1877947 | Sunward Federal Credit Union | 451711 | Albuquerque, NM | $200K | 1 | 10.0% |
| #35 | Jennifer King | 1490928 | Builders Choice Mortgage LLC | 2275047 | Albuquerque, NM | $311K | 1 | 7.7% |
| #35 | Donna Stryker | 416307 | FIRST NEW MEXICO BANK, LAS CRUCES | 411425 | — | $197K | 1 | 4.3% |
| #35 | Kristi Pofahl | 409768 | Guild Mortgage Company LLC | 3274 | Albuquerque, NM | $365K | 1 | 7.7% |
| #35 | Jeremy Phillips | 226738 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $408K | 1 | 10.0% |
| #35 | Karen Trujillo | 280772 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $184K | 1 | 4.3% |
| #35 | Cristina Gonzalez | 441010 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $118K | 1 | 6.3% |
| #35 | Helen Mirabal | 207796 | NATIONS LENDING CORPORATION | 32416 | Santa Fe, NM | $158K | 1 | 9.1% |
| #35 | Tina Krupar | 235442 | Gold Star Mortgage Financial Group, Corporation | 3446 | Albuquerque, NM | $242K | 1 | 7.7% |
| #35 | Christine Turpen-Patton | 219567 | Primary Residential Mortgage, Inc. | 3094 | Albuquerque, NM | $304K | 1 | 5.6% |
| #35 | Adam Barela | 1172600 | First Financial Credit Union | 402675 | Albuquerque, NM | $60K | 1 | 10.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Mexico (2023). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-mexico/top-retention-by-units/2023
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