Retention champions in New Mexico in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include nancy archuleta (First New Mexico Bank of Silver City, NMLS #196035), John Gabaldon (Waterstone Mortgage Corporation, NMLS #422738), and Sharon Sanchez (U.S. EAGLE FEDERAL CREDIT UNION, NMLS #879336).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | nancy archuleta | 196035 | First New Mexico Bank of Silver City | 506861 | Albuquerque, NM | $7.4M | 12 | 75.0% |
| #2 | John Gabaldon | 422738 | Waterstone Mortgage Corporation | 186434 | Albuquerque, NM | $1.4M | 11 | 33.3% |
| #3 | Sharon Sanchez | 879336 | U.S. EAGLE FEDERAL CREDIT UNION | 463291 | Albuquerque, NM | $492K | 10 | 66.7% |
| #4 | Robert Key | 190249 | Evergreen Moneysource Mortgage Company | 3182 | Albuquerque, NM | $931K | 6 | 42.9% |
| #4 | Monica Creason | 1041434 | Gateway First Bank | 7233 | Alamogordo, NM | $2.0M | 6 | 50.0% |
| #4 | Rosario Coss | 744368 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $372K | 6 | 42.9% |
| #7 | Tabitha Page Kahn | 254987 | Directors Mortgage, Inc. | 3240 | Albuquerque, NM | $644K | 5 | 33.3% |
| #7 | Lorraine Saavedra | 1535076 | Sunward Federal Credit Union | 451711 | — | $949K | 5 | 38.5% |
| #7 | DANIELLE ALPERS | 1556640 | Gateway First Bank | 7233 | Alamogordo, NM | $773K | 5 | 38.5% |
| #7 | Garon Fulgenzi | 260040 | Fugi Financial Funding Group Inc. | 1449767 | Santa Fe, NM | $3.0M | 5 | 50.0% |
| #7 | Francisca Ponce | 1911942 | Kirtland Federal Credit Union | 403415 | Albuquerque, NM | $429K | 5 | 29.4% |
| #7 | LORRAINE CLIFTON | 526188 | U.S. EAGLE FEDERAL CREDIT UNION | 463291 | — | $255K | 5 | 41.7% |
| #7 | Denise Lucero | 214548 | DHI MORTGAGE COMPANY, LTD. | 14622 | Albuquerque, NM | $1.7M | 5 | 35.7% |
| #7 | Richard Jacquez | 1198423 | Guild Mortgage Company LLC | 3274 | Farmington, NM | $896K | 5 | 50.0% |
| #7 | SANDRA PINGAO | 637567 | Kirtland Federal Credit Union | 403415 | Albuquerque, NM | $354K | 5 | 33.3% |
| #16 | Donice Barnes | 803142 | PrimeLending, A PlainsCapital Company | 13649 | Las Cruces, NM | $271K | 4 | 26.7% |
| #16 | Rosa Izzi | 1128162 | Guild Mortgage Company LLC | 3274 | Las Cruces, NM | $633K | 4 | 23.5% |
| #16 | NATALIE DURAN | 567998 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $187K | 4 | 28.6% |
| #19 | Benjamin Lucero | 231962 | Indigo Mortgage, LLC | 188348 | Albuquerque, NM | $1.1M | 3 | 16.7% |
| #19 | Lawrence DeArmond | 803168 | Citizens Bank of Las Cruces | 506205 | Las Cruces, NM | $956K | 3 | 23.1% |
| #19 | Sarah Gmyr-Maez | 279382 | CalCon Mutual Mortgage LLC | 46375 | Albuquerque, NM | $804K | 3 | 18.8% |
| #19 | Victor Mendoza | 203386 | RPM Lending Solutions LLC | 203333 | Los Lunas, NM | $937K | 3 | 18.8% |
| #19 | Iris Guzman | 286700 | PrimeLending, A PlainsCapital Company | 13649 | Albuquerque, NM | $507K | 3 | 20.0% |
| #19 | Kimberly Kissane | 253772 | Premier Mortgage Advisors, LLC | 222955 | Albuquerque, NM | $775K | 3 | 16.7% |
| #25 | Vincent Torres | 639799 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $283K | 2 | 20.0% |
| #25 | TAMI WILKINSON | 653653 | SANDIA AREA FEDERAL CREDIT UNION | 561268 | — | $200K | 2 | 13.3% |
| #25 | Bernadette Sisneros | 500504 | Guaranteed Rate, Inc. | 2611 | Albuquerque, NM | $908K | 2 | 20.0% |
| #25 | Teresa Quintela | 404241 | Rio Grande Credit Union | 414689 | Albuquerque, NM | $178K | 2 | 15.4% |
| #25 | Karrie Moorhouse | 259402 | Paradise Mortgage & Investment, LLC | 2036733 | Tijeras, NM | $555K | 2 | 18.2% |
| #25 | Steven Sheldon | 219631 | Guild Mortgage Company LLC | 3274 | Albuquerque, NM | $552K | 2 | 18.2% |
| #25 | John Russo | 232394 | Waterstone Mortgage Corporation | 186434 | Albuquerque, NM | $12K | 2 | 15.4% |
| #25 | Jason Pike | 471725 | Waterstone Mortgage Corporation | 186434 | Albuquerque, NM | $679K | 2 | 15.4% |
| #25 | Heather Jones | 445705 | loanDepot.com, LLC | 174457 | Alamogordo, NM | $329K | 2 | 18.2% |
| #25 | Graciela Monsivais | 1530553 | Homewise, Inc. | 188231 | Santa Fe, NM | $332K | 2 | 18.2% |
| #35 | Lee Smith | 492537 | Primary Residential Mortgage, Inc. | 3094 | Albuquerque, NM | $216K | 1 | 7.7% |
| #35 | Frank Sena | 194576 | CrossCountry Mortgage, LLC | 3029 | Albuquerque, NM | $256K | 1 | 10.0% |
| #35 | Kristi Pofahl | 409768 | Guild Mortgage Company LLC | 3274 | Albuquerque, NM | $365K | 1 | 7.7% |
| #35 | Matthew Berg | 211044 | Movement Mortgage, LLC | 39179 | Albuquerque, NM | $241K | 1 | 8.3% |
| #35 | Jennifer King | 1490928 | Builders Choice Mortgage LLC | 2275047 | Albuquerque, NM | $311K | 1 | 7.7% |
| #35 | Roger Gettler | 251785 | Guild Mortgage Company LLC | 3274 | Albuquerque, NM | $9K | 1 | 10.0% |
| #35 | Donna Stryker | 416307 | FIRST NEW MEXICO BANK, LAS CRUCES | 411425 | — | $197K | 1 | 4.3% |
| #35 | Christine Turpen-Patton | 219567 | Primary Residential Mortgage, Inc. | 3094 | Albuquerque, NM | $304K | 1 | 5.6% |
| #35 | Tina Krupar | 235442 | Gold Star Mortgage Financial Group, Corporation | 3446 | Albuquerque, NM | $242K | 1 | 7.7% |
| #35 | Karen Trujillo | 280772 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $184K | 1 | 4.3% |
| #35 | Helen Mirabal | 207796 | NATIONS LENDING CORPORATION | 32416 | Santa Fe, NM | $158K | 1 | 9.1% |
| #35 | Adam Barela | 1172600 | First Financial Credit Union | 402675 | Albuquerque, NM | $60K | 1 | 10.0% |
| #35 | Debra Heckman | 253156 | AMERICAN DREAM MORTGAGE, INC. | 201622 | — | $460K | 1 | 8.3% |
| #35 | Jeremy Phillips | 226738 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $408K | 1 | 10.0% |
| #35 | DeNae Saavedra | 1877947 | Sunward Federal Credit Union | 451711 | Albuquerque, NM | $200K | 1 | 10.0% |
| #35 | Cristina Gonzalez | 441010 | Nusenda Federal Credit Union | 477659 | Albuquerque, NM | $118K | 1 | 6.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Mexico (2023). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-mexico/top-retention-by-units/2023
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