Leading rookies in Idaho in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Stephanie Ramirez (Premier Mortgage Resources, L.L.C., NMLS #2396432), Amanda Cosman (Mountain America Federal Credit Union, NMLS #1470573), and Jaylen Shelton (Capital One, National Association, NMLS #2462825).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Stephanie Ramirez | 2396432 | Premier Mortgage Resources, L.L.C. | 1169 | Chubbuck, ID | $1.8M | 10 | $184K |
| #2 | Amanda Cosman | 1470573 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $733K | 8 | $92K |
| #3 | Jaylen Shelton | 2462825 | Capital One, National Association | 453156 | — | $650K | 6 | $108K |
| #3 | Kayla Templeton | 2446203 | Champion Home Loans LLC | 2336571 | — | $1.4M | 6 | $236K |
| #3 | Larry Minden | 2518633 | Synergy One Lending, Inc. | 1907235 | Lewiston, ID | $1.1M | 6 | $191K |
| #6 | Kyah Criddle | 2474316 | Premier Mortgage Resources, L.L.C. | 1169 | Idaho Falls, ID | $851K | 5 | $170K |
| #6 | Lucas Jenkins | 2446149 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $1.5M | 5 | $299K |
| #6 | Patrick Vega | 2354849 | American Pacific Mortgage Corporation | 1850 | Eagle, ID | $1.2M | 5 | $230K |
| #9 | Rena Tilghman | 2462827 | Capital One, National Association | 453156 | — | $220K | 4 | $55K |
| #10 | Loren Brewer | 2481343 | Discover Bank | 684042 | — | $395K | 3 | $132K |
| #10 | Donald Conrad | 2457935 | United Lending Team, INC | 2273319 | — | $767K | 3 | $256K |
| #10 | Luis Bolanos | 2453721 | ClickStart Mortgage LLC | 2281448 | Phoenix, AZ | $149K | 3 | $50K |
| #13 | Noah Hall | 2477152 | FutureMortgage.com LLC | 2236028 | — | $305K | 2 | $153K |
| #13 | Jamie Firat | 1743460 | Discover Bank | 684042 | — | $145K | 2 | $73K |
| #13 | Jacqueline Gosselaar | 2499058 | Banner Bank | 439266 | — | $245K | 2 | $123K |
| #13 | Alea Walker | 2520387 | Capital One, National Association | 453156 | — | $180K | 2 | $90K |
| #13 | kaela brady | 1480725 | Mountain America Federal Credit Union | 462815 | Twin Falls, ID | $120K | 2 | $60K |
| #13 | Heidi Wilson | 2411630 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $671K | 2 | $335K |
| #13 | Hunter Humphrey | 2462823 | Capital One, National Association | 453156 | — | $225K | 2 | $113K |
| #13 | Brittany Taylor | 2503184 | Capital One, National Association | 453156 | — | $130K | 2 | $65K |
| #13 | Jim Meeks | 2498887 | SUNFLOWER BANK, NATIONAL ASSOCIATION | 709491 | Coeur D Alene, ID | $577K | 2 | $289K |
| #13 | Michael Rivers | 2520406 | Discover Bank | 684042 | — | $166K | 2 | $83K |
| #13 | Ariana Ramirez | 2462821 | Capital One, National Association | 453156 | — | $320K | 2 | $160K |
| #24 | Andrea Hooks | 2520391 | Capital One, National Association | 453156 | — | $85K | 1 | $85K |
| #24 | Loredana Rasmason | 2520403 | Capital One, National Association | 453156 | — | $35K | 1 | $35K |
| #24 | Tong Moua | 2492287 | Global Federal Credit Union | 409001 | — | $70K | 1 | $70K |
| #24 | John Freeland | 2444541 | Synergy One Lending, Inc. | 1907235 | — | $488K | 1 | $488K |
| #24 | Andrea Howard | 2293203 | West Capital Lending, Inc. | 1566096 | Scottsdale, AZ | $194K | 1 | $194K |
| #24 | Jesse Arnold | 2487280 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $365K | 1 | $365K |
| #24 | Taira Buffaloe | 2425158 | First Colony Mortgage Corporation | 3112 | Pocatello, ID | $204K | 1 | $204K |
| #24 | Gabriella Perry | 2467138 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $210K | 1 | $210K |
| #24 | Franchesca Hernandez | 2520398 | Capital One, National Association | 453156 | — | $90K | 1 | $90K |
| #24 | BRIAN FERNANDEZ | 2436966 | Next Door Lending LLC | 1880338 | Bingham Farms, MI | $203K | 1 | $203K |
| #24 | Anthony Kloss | 2469989 | CrossCountry Mortgage, LLC | 3029 | — | $234K | 1 | $234K |
| #24 | Mary Jones | 2503188 | Capital One, National Association | 453156 | — | $50K | 1 | $50K |
| #24 | Kristen Dodd | 2423452 | Evergreen Moneysource Mortgage Company | 3182 | Sandpoint, ID | $267K | 1 | $267K |
| #24 | Sherrita Green | 2462828 | Discover Bank | 684042 | — | $80K | 1 | $80K |
| #24 | Paula Thomas | 2516162 | Bay Equity LLC | 76988 | — | $140K | 1 | $140K |
| #24 | Jacob Bentley | 2469245 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $441K | 1 | $441K |
| #24 | Peyton Jeppson | 2375681 | Fulcrum Home Loans LLC | 1926444 | Eagle, ID | $424K | 1 | $424K |
| #24 | Kirver Benavides | 2480656 | Texana Bank, N.A. | 407536 | — | $281K | 1 | $281K |
| #24 | David Fields | 2440775 | Mortgage Research Center, LLC | 1907 | Earth City, MO | $569K | 1 | $569K |
| #24 | Brittany Hart | 2432057 | Adcom Group Inc | 1761573 | — | $390K | 1 | $390K |
| #24 | Fernando Juarez Rodriguez | 2320695 | Idaho Central Credit Union | 433926 | Pocatello, ID | $35K | 1 | $35K |
| #24 | Heather Bowcutt | 2414730 | Highlands Residential Mortgage, Ltd. | 134871 | — | $618K | 1 | $618K |
| #24 | Spencer Steele | 2262045 | FutureMortgage.com LLC | 2236028 | Boise, ID | $362K | 1 | $362K |
| #24 | David Westphal | 2318839 | Primerica Mortgage, LLC | 1723477 | Meridian, ID | $256K | 1 | $256K |
| #24 | Brandon Johnson | 1661217 | C & E Financial Group, Inc. | 287106 | — | $312K | 1 | $312K |
| #24 | Javien Washington | 2520400 | Discover Bank | 684042 | — | $50K | 1 | $50K |
| #24 | Lily Barton | 2471003 | Fairway Independent Mortgage Corporation | 2289 | — | $182K | 1 | $182K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Idaho (2023). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/idaho/top-rookie-by-units/2023
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