Leading rookies in Idaho in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Stephanie Ramirez (Premier Mortgage Resources, L.L.C., NMLS #2396432), Amanda Cosman (Mountain America Federal Credit Union, NMLS #1470573), and Larry Minden (Synergy One Lending, Inc., NMLS #2518633).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Stephanie Ramirez | 2396432 | Premier Mortgage Resources, L.L.C. | 1169 | Chubbuck, ID | $1.8M | 10 | $184K |
| #2 | Amanda Cosman | 1470573 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $733K | 8 | $92K |
| #3 | Larry Minden | 2518633 | Synergy One Lending, Inc. | 1907235 | Lewiston, ID | $1.1M | 6 | $191K |
| #3 | Kayla Templeton | 2446203 | Champion Home Loans LLC | 2336571 | — | $1.4M | 6 | $236K |
| #5 | Jaylen Shelton | 2462825 | Capital One, National Association | 453156 | — | $450K | 5 | $90K |
| #5 | Kyah Criddle | 2474316 | Premier Mortgage Resources, L.L.C. | 1169 | Idaho Falls, ID | $851K | 5 | $170K |
| #5 | Lucas Jenkins | 2446149 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $1.5M | 5 | $299K |
| #5 | Patrick Vega | 2354849 | Synergy One Lending, Inc. | 1907235 | Eagle, ID | $1.2M | 5 | $230K |
| #9 | Rena Tilghman | 2462827 | Capital One, National Association | 453156 | — | $220K | 4 | $55K |
| #10 | Loren Brewer | 2481343 | Discover Bank | 684042 | — | $395K | 3 | $132K |
| #10 | Donald Conrad | 2457935 | United Lending Team, INC | 2273319 | Troy, MI | $767K | 3 | $256K |
| #10 | Luis Bolanos | 2453721 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $149K | 3 | $50K |
| #13 | Noah Hall | 2477152 | FutureMortgage.com LLC | 2236028 | — | $305K | 2 | $153K |
| #13 | Jim Meeks | 2498887 | SUNFLOWER BANK, NATIONAL ASSOCIATION | 709491 | Coeur D Alene, ID | $577K | 2 | $289K |
| #13 | Ariana Ramirez | 2462821 | Capital One, National Association | 453156 | — | $320K | 2 | $160K |
| #13 | Brittany Taylor | 2503184 | Capital One, National Association | 453156 | — | $130K | 2 | $65K |
| #13 | Hunter Humphrey | 2462823 | Capital One, National Association | 453156 | — | $225K | 2 | $113K |
| #13 | Jacqueline Gosselaar | 2499058 | Banner Bank | 439266 | — | $245K | 2 | $123K |
| #13 | Alea Walker | 2520387 | Capital One, National Association | 453156 | — | $180K | 2 | $90K |
| #13 | Michael Rivers | 2520406 | Discover Bank | 684042 | — | $166K | 2 | $83K |
| #13 | kaela brady | 1480725 | Mountain America Federal Credit Union | 462815 | Twin Falls, ID | $120K | 2 | $60K |
| #13 | Jamie Firat | 1743460 | Discover Bank | 684042 | — | $145K | 2 | $73K |
| #13 | Heidi Wilson | 2411630 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $671K | 2 | $335K |
| #24 | Kirver Benavides | 2480656 | Texana Bank, N.A. | 407536 | — | $281K | 1 | $281K |
| #24 | Spencer Steele | 2262045 | FutureMortgage.com LLC | 2236028 | Boise, ID | $362K | 1 | $362K |
| #24 | Heather Bowcutt | 2414730 | Highlands Residential Mortgage, Ltd. | 134871 | — | $618K | 1 | $618K |
| #24 | Gabriella Perry | 2467138 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $210K | 1 | $210K |
| #24 | Jacob Bentley | 2469245 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $441K | 1 | $441K |
| #24 | Fernando Juarez Rodriguez | 2320695 | Idaho Central Credit Union | 433926 | Pocatello, ID | $35K | 1 | $35K |
| #24 | Lauren Vanderelzen | 2503187 | Discover Bank | 684042 | — | $65K | 1 | $65K |
| #24 | Javien Washington | 2520400 | Discover Bank | 684042 | — | $50K | 1 | $50K |
| #24 | Kristen Dodd | 2423452 | Evergreen Moneysource Mortgage Company | 3182 | Sandpoint, ID | $267K | 1 | $267K |
| #24 | Tong Moua | 2492287 | Global Federal Credit Union | 409001 | — | $70K | 1 | $70K |
| #24 | David Fields | 2440775 | Mortgage Research Center, LLC | 1907 | Earth City, MO | $569K | 1 | $569K |
| #24 | Brandon Johnson | 1661217 | C & E Financial Group, Inc. | 287106 | — | $312K | 1 | $312K |
| #24 | Jesse Arnold | 2487280 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $365K | 1 | $365K |
| #24 | Taira Buffaloe | 2425158 | First Colony Mortgage Corporation | 3112 | Pocatello, ID | $204K | 1 | $204K |
| #24 | Georgia Dudley | 1022362 | Red Lily Mortgage Processing Limited Liability Company | 2602790 | Rigby, ID | $279K | 1 | $279K |
| #24 | Laurie O'Jea | 2520402 | Discover Bank | 684042 | — | $140K | 1 | $140K |
| #24 | Andrea Howard | 2293203 | West Capital Lending, Inc. | 1566096 | Scottsdale, AZ | $194K | 1 | $194K |
| #24 | Nicholas Burns-Kerslake | 2479722 | Zillow Home Loans, LLC | 10287 | Plano, TX | $400K | 1 | $400K |
| #24 | Mary Jones | 2503188 | Capital One, National Association | 453156 | — | $50K | 1 | $50K |
| #24 | Paula Thomas | 2516162 | Bay Equity LLC | 76988 | — | $140K | 1 | $140K |
| #24 | Matthew McClure | 2490151 | Bay Equity LLC | 76988 | — | $252K | 1 | $252K |
| #24 | Andrea Hooks | 2520391 | Capital One, National Association | 453156 | — | $85K | 1 | $85K |
| #24 | David Westphal | 2318839 | Primerica Mortgage, LLC | 1723477 | Meridian, ID | $256K | 1 | $256K |
| #24 | Loredana Rasmason | 2520403 | Capital One, National Association | 453156 | — | $35K | 1 | $35K |
| #24 | Lily Barton | 2471003 | Fairway Independent Mortgage Corporation | 2289 | — | $182K | 1 | $182K |
| #24 | Franchesca Hernandez | 2520398 | Capital One, National Association | 453156 | — | $90K | 1 | $90K |
| #24 | Anthony Kloss | 2469989 | CrossCountry Mortgage, LLC | 3029 | — | $234K | 1 | $234K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Idaho (2023). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/idaho/top-rookie-by-units/2023
Powered by ChatMMI