Leading rookies in Idaho in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Stephanie Ramirez (Premier Mortgage Resources, L.L.C., NMLS #2396432), Amanda Cosman (Mountain America Federal Credit Union, NMLS #1470573), and Kayla Templeton (Champion Home Loans LLC, NMLS #2446203).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Stephanie Ramirez | 2396432 | Premier Mortgage Resources, L.L.C. | 1169 | Chubbuck, ID | $1.8M | 10 | $184K |
| #2 | Amanda Cosman | 1470573 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $733K | 8 | $92K |
| #3 | Kayla Templeton | 2446203 | Champion Home Loans LLC | 2336571 | — | $1.4M | 6 | $236K |
| #3 | Larry Minden | 2518633 | Synergy One Lending, Inc. | 1907235 | Lewiston, ID | $1.1M | 6 | $191K |
| #5 | Patrick Vega | 2354849 | Synergy One Lending, Inc. | 1907235 | Eagle, ID | $1.2M | 5 | $230K |
| #5 | Jaylen Shelton | 2462825 | Capital One, National Association | 453156 | — | $450K | 5 | $90K |
| #5 | Kyah Criddle | 2474316 | Premier Mortgage Resources, L.L.C. | 1169 | Idaho Falls, ID | $851K | 5 | $170K |
| #5 | Lucas Jenkins | 2446149 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $1.5M | 5 | $299K |
| #9 | Rena Tilghman | 2462827 | Capital One, National Association | 453156 | — | $220K | 4 | $55K |
| #10 | Luis Bolanos | 2453721 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $149K | 3 | $50K |
| #10 | Loren Brewer | 2481343 | Discover Bank | 684042 | — | $395K | 3 | $132K |
| #10 | Donald Conrad | 2457935 | United Lending Team, INC | 2273319 | Troy, MI | $767K | 3 | $256K |
| #13 | Alea Walker | 2520387 | Capital One, National Association | 453156 | — | $180K | 2 | $90K |
| #13 | Jacqueline Gosselaar | 2499058 | Banner Bank | 439266 | — | $245K | 2 | $123K |
| #13 | Brittany Taylor | 2503184 | Capital One, National Association | 453156 | — | $130K | 2 | $65K |
| #13 | Jamie Firat | 1743460 | Discover Bank | 684042 | — | $145K | 2 | $73K |
| #13 | Jim Meeks | 2498887 | SUNFLOWER BANK, NATIONAL ASSOCIATION | 709491 | Coeur D Alene, ID | $577K | 2 | $289K |
| #13 | Hunter Humphrey | 2462823 | Capital One, National Association | 453156 | — | $225K | 2 | $113K |
| #13 | Ariana Ramirez | 2462821 | Capital One, National Association | 453156 | — | $320K | 2 | $160K |
| #13 | Michael Rivers | 2520406 | Discover Bank | 684042 | — | $166K | 2 | $83K |
| #13 | kaela brady | 1480725 | Mountain America Federal Credit Union | 462815 | Twin Falls, ID | $120K | 2 | $60K |
| #13 | Noah Hall | 2477152 | FutureMortgage.com LLC | 2236028 | — | $305K | 2 | $153K |
| #13 | Heidi Wilson | 2411630 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $671K | 2 | $335K |
| #24 | Mary Jones | 2503188 | Capital One, National Association | 453156 | — | $50K | 1 | $50K |
| #24 | Kristen Dodd | 2423452 | Evergreen Moneysource Mortgage Company | 3182 | Sandpoint, ID | $267K | 1 | $267K |
| #24 | Matthew McClure | 2490151 | Bay Equity LLC | 76988 | — | $252K | 1 | $252K |
| #24 | Jesse Arnold | 2487280 | Mortgage Research Center, LLC | 1907 | — | $365K | 1 | $365K |
| #24 | Nicholas Burns-Kerslake | 2479722 | Zillow Home Loans, LLC | 10287 | Plano, TX | $400K | 1 | $400K |
| #24 | Laurie O'Jea | 2520402 | Discover Bank | 684042 | — | $140K | 1 | $140K |
| #24 | David Westphal | 2318839 | Primerica Mortgage, LLC | 1723477 | Meridian, ID | $256K | 1 | $256K |
| #24 | Andrea Hooks | 2520391 | Capital One, National Association | 453156 | — | $85K | 1 | $85K |
| #24 | John Freeland | 2444541 | Synergy One Lending, Inc. | 1907235 | — | $488K | 1 | $488K |
| #24 | Jamieson Marino | 2462824 | Capital One, National Association | 453156 | — | $50K | 1 | $50K |
| #24 | Heather Bowcutt | 2414730 | Highlands Residential Mortgage, Ltd. | 134871 | — | $618K | 1 | $618K |
| #24 | Lily Barton | 2471003 | Fairway Independent Mortgage Corporation | 2289 | — | $182K | 1 | $182K |
| #24 | Brittany Hart | 2432057 | Adcom Group Inc | 1761573 | — | $390K | 1 | $390K |
| #24 | Lauren Vanderelzen | 2503187 | Discover Bank | 684042 | — | $65K | 1 | $65K |
| #24 | Jacob Bentley | 2469245 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $441K | 1 | $441K |
| #24 | Gabriella Perry | 2467138 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $210K | 1 | $210K |
| #24 | Peyton Jeppson | 2375681 | Fulcrum Home Loans LLC | 1926444 | Eagle, ID | $424K | 1 | $424K |
| #24 | Paula Thomas | 2516162 | Bay Equity LLC | 76988 | — | $140K | 1 | $140K |
| #24 | Taira Buffaloe | 2425158 | First Colony Mortgage Corporation | 3112 | Pocatello, ID | $204K | 1 | $204K |
| #24 | David Fields | 2440775 | Mortgage Research Center, LLC | 1907 | Earth City, MO | $569K | 1 | $569K |
| #24 | Tong Moua | 2492287 | Global Federal Credit Union | 409001 | — | $70K | 1 | $70K |
| #24 | Sherrita Green | 2462828 | Discover Bank | 684042 | — | $80K | 1 | $80K |
| #24 | Georgia Dudley | 1022362 | Red Lily Mortgage Processing Limited Liability Company | 2602790 | Rigby, ID | $279K | 1 | $279K |
| #24 | Brandon Johnson | 1661217 | C & E Financial Group, Inc. | 287106 | — | $312K | 1 | $312K |
| #24 | Franchesca Hernandez | 2520398 | Capital One, National Association | 453156 | — | $90K | 1 | $90K |
| #24 | Andrea Howard | 2293203 | West Capital Lending, Inc. | 1566096 | Scottsdale, AZ | $194K | 1 | $194K |
| #24 | Spencer Steele | 2262045 | FutureMortgage.com LLC | 2236028 | Boise, ID | $362K | 1 | $362K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Idaho (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/idaho/top-rookie-by-units/2023
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