Top loan officers in Montana in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Julie Lapham (Everett Financial, Inc., NMLS #292964), Sara Koelzer (Guaranteed Rate, Inc., NMLS #400361), and Shannon Foley (CMG Mortgage, Inc., NMLS #265969).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $59.8M | 139 | $430K |
| #2 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $59.2M | 113 | $524K |
| #3 | Shannon Foley | 265969 | CMG Mortgage, Inc. | 1820 | Bozeman, MT | $45.9M | 30 | $1.5M |
| #4 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $45.2M | 126 | $359K |
| #5 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $28.7M | 91 | $316K |
| #6 | Gina Marshall | 489006 | Northpointe Bank | 447490 | Grand Rapids, MI | $27.1M | 28 | $969K |
| #7 | Brian Hafner | 1620055 | Lower, LLC | 1124061 | Billings, MT | $25.7M | 80 | $322K |
| #8 | Michael Banks | 404629 | Opportunity Bank of Montana | 412554 | Great Falls, MT | $25.7M | 95 | $271K |
| #9 | Deborah Sokoloski | 716649 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $25.5M | 80 | $318K |
| #10 | John Baldridge | 1942991 | Prosperity Home Mortgage, LLC | 75164 | Newport Beach, CA | $25.0M | 66 | $379K |
| #11 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $24.7M | 51 | $484K |
| #12 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $22.9M | 54 | $424K |
| #13 | Bryon Smith | 259031 | Bryon Smith Mortgage LLC | 259426 | Missoula, MT | $22.8M | 50 | $457K |
| #14 | Joe Cortez | 695479 | Citibank, NA | 412915 | San Francisco, CA | $22.7M | 2 | $11.3M |
| #15 | KYLE ELLIOTT | 2144040 | Manufacturers and Traders Trust Company | 381076 | — | $22.6M | 45 | $502K |
| #16 | Colleen Wood | 1118454 | Wood Team Home Mortgage LLC | 2535756 | Red Lodge, MT | $22.5M | 43 | $522K |
| #17 | Christopher Dangerfield | 400362 | Fairway Independent Mortgage Corporation | 2289 | Great Falls, MT | $21.6M | 82 | $264K |
| #18 | Kimberly Kemppainen | 349412 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $21.5M | 33 | $652K |
| #19 | Emma Penna | 2053766 | CrossCountry Mortgage, LLC | 3029 | Bozeman, MT | $21.4M | 50 | $428K |
| #20 | Casey Moen | 1733091 | Stockman Bank of Montana | 440094 | Great Falls, MT | $21.0M | 74 | $284K |
| #21 | Kimberly MacDonald | 470804 | U.S. Bank National Association | 402761 | Billings, MT | $20.8M | 43 | $483K |
| #22 | Stephen Cooney | 487376 | PrimeLending, A PlainsCapital Company | 13649 | Missoula, MT | $20.8M | 50 | $415K |
| #23 | Kyle Hanson | 1528390 | Whitefish Credit Union Association | 409281 | — | $20.7M | 26 | $797K |
| #24 | Elex McAlear | 830117 | Glacier Bank | 472212 | Bozeman, MT | $20.7M | 28 | $738K |
| #25 | Jason Edmister | 523487 | Stockman Bank of Montana | 440094 | Great Falls, MT | $20.0M | 60 | $333K |
| #26 | Edward Nissen | 263692 | CrossCountry Mortgage, LLC | 3029 | Whitefish, MT | $19.8M | 43 | $461K |
| #27 | David Christensen | 290471 | Mountain Lake Mortgage Corporation | 270653 | Kalispell, MT | $19.7M | 43 | $459K |
| #28 | Scott Lucier | 1637174 | loanDepot.com, LLC | 174457 | Boise, ID | $19.6M | 48 | $408K |
| #29 | Nicole Hanni | 487293 | Guild Mortgage Company LLC | 3274 | Butte, MT | $19.6M | 71 | $275K |
| #30 | Shannon O'Hare | 523508 | CrossCountry Mortgage, LLC | 3029 | Bozeman, MT | $19.5M | 36 | $543K |
| #31 | Lindsay Lee | 1002501 | Russell Country Federal Credit Union | 421978 | Great Falls, MT | $19.5M | 166 | $117K |
| #32 | Matt Wilkerson | 1513347 | UBS Bank USA, National Association | 947868 | Plano, TX | $19.4M | 3 | $6.5M |
| #33 | Carla Marinko | 526355 | Stockman Bank of Montana | 440094 | Belgrade, MT | $19.0M | 44 | $432K |
| #34 | James Shirley | 91137 | Gum Tree Mortgage, LLC | 70653 | Bozeman, MT | $18.7M | 30 | $624K |
| #35 | DeDe Stoner | 250504 | Guild Mortgage Company LLC | 3274 | Billings, MT | $18.7M | 68 | $275K |
| #36 | Emily Martello | 812363 | CrossCountry Mortgage, LLC | 3029 | Missoula, MT | $18.7M | 45 | $415K |
| #37 | Robert Vallance | 487547 | Opportunity Bank of Montana | 412554 | Missoula, MT | $18.4M | 47 | $391K |
| #38 | Mark Dowaliby | 1517590 | Whitefish Credit Union Association | 409281 | — | $17.8M | 52 | $342K |
| #39 | Mason Walker | 707869 | Independence Bank | 462921 | Great Falls, MT | $17.7M | 59 | $300K |
| #40 | Tanner Aasheim | 892056 | Glacier Bank | 472212 | Bozeman, MT | $17.6M | 38 | $463K |
| #41 | Stacia Timbrook | 1450914 | Bison Ventures LLC | 2257632 | Missoula, MT | $17.6M | 39 | $450K |
| #42 | Lynn Stenerson | 707851 | Stockman Bank of Montana | 440094 | Missoula, MT | $17.5M | 49 | $357K |
| #43 | Lauren Gradowitz | 529933 | JPMorgan Chase Bank, National Association | 399798 | New York, NY | $17.5M | 2 | $8.7M |
| #44 | Acacia Madill | 1268142 | YELLOWSTONE BANK, THE | 403398 | Billings, MT | $17.4M | 49 | $354K |
| #45 | Radostina Benner | 1231612 | Glacier Bank | 472212 | Bozeman, MT | $17.3M | 38 | $456K |
| #46 | Dianne Snedigar | 478583 | Farmers State Bank | 402643 | Stevensville, MT | $17.3M | 48 | $360K |
| #47 | Sean McGrath | 1428984 | Glacier Bank | 472212 | Kalispell, MT | $17.3M | 24 | $719K |
| #48 | Tracy Kuehn | 240747 | Intrepid Credit Union | 411353 | — | $17.2M | 61 | $282K |
| #49 | Elizabeth Klunder | 716654 | Glacier Bank | 472212 | Billings, MT | $17.1M | 49 | $349K |
| #50 | Jill Parish | 1791467 | Glacier Bank | 472212 | — | $17.0M | 25 | $679K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Volume — Montana (2023). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-overall-by-volume/2023
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