Top loan officers in Michigan in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Zac Ellerbroek (Lake Michigan Credit Union, NMLS #138717), Matthew Adler (Lake Michigan Credit Union, NMLS #138345), and Joshua Nawrot (Northern Mortgage Services, LLC, NMLS #160116).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Zac Ellerbroek | 138717 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $120.1M | 228 | $527K |
| #2 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $105.3M | 327 | $322K |
| #3 | Joshua Nawrot | 160116 | Northern Mortgage Services, LLC | 130662 | Byron Center, MI | $99.1M | 226 | $439K |
| #4 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $87.9M | 221 | $398K |
| #5 | Chawki Hage | 129921 | PrimeLending, A PlainsCapital Company | 13649 | Dearborn Heights, MI | $82.8M | 329 | $252K |
| #6 | Tim Smith | 533266 | First Merchants Bank | 454552 | Birmingham, MI | $69.6M | 172 | $405K |
| #7 | Jon Aucutt | 710259 | SUPERIOR NATIONAL BANK | 411460 | Troy, MI | $68.4M | 199 | $344K |
| #8 | Emil Izrailov | 132173 | Lake Michigan Credit Union | 442967 | Farmington Hills, MI | $66.5M | 138 | $482K |
| #9 | Jeanna Carey | 1069188 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $64.7M | 184 | $352K |
| #10 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $62.7M | 162 | $387K |
| #11 | Henry Do | 1863960 | Swift Home Loans, Inc. | 2075228 | Houston, TX | $60.9M | 280 | $218K |
| #12 | Robert Polakovich | 138361 | Neighborhood Loans, Inc. | 222982 | Grand Rapids, MI | $55.4M | 215 | $258K |
| #13 | Joseph Bigelman | 140064 | Staunton Financial, Inc. | 140012 | Southfield, MI | $54.7M | 202 | $271K |
| #14 | Nathan Steiner | 771054 | Guaranteed Rate, Inc. | 2611 | Grosse Pointe Farms, MI | $54.1M | 161 | $336K |
| #15 | Amber Wagner | 1428273 | Neighborhood Loans, Inc. | 222982 | Grand Rapids, MI | $52.7M | 149 | $354K |
| #16 | Susan Haidar | 1018856 | The Huntington National Bank | 402436 | Dearborn, MI | $52.4M | 85 | $617K |
| #17 | Luther Trook | 445364 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $52.1M | 169 | $308K |
| #18 | David Scott | 972528 | First State Bank | 462643 | Clinton Township, MI | $50.5M | 172 | $294K |
| #19 | James Paquette | 533633 | Lake Michigan Credit Union | 442967 | Brighton, MI | $50.5M | 130 | $388K |
| #20 | David Lehner | 143881 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $50.1M | 166 | $302K |
| #21 | Jeffrey Kujan | 406704 | First Merchants Bank | 454552 | Farmington Hills, MI | $49.5M | 127 | $390K |
| #22 | Brent Green | 709719 | Lake Michigan Credit Union | 442967 | Grand Blanc, MI | $48.8M | 111 | $440K |
| #23 | Maria Labie | 697437 | Lake Michigan Credit Union | 442967 | Caledonia, MI | $46.2M | 145 | $318K |
| #24 | Sebastian George | 161496 | VEMA MORTGAGE LLC | 1019911 | Troy, MI | $45.3M | 121 | $374K |
| #25 | Eric Hesse | 436366 | Lake Michigan Credit Union | 442967 | Grand Haven, MI | $44.9M | 125 | $359K |
| #26 | Peter Humphreys | 630758 | Independent Bank | 454790 | Rockford, MI | $44.8M | 138 | $325K |
| #27 | Jason Robinson | 533276 | Lake Michigan Credit Union | 442967 | Ann Arbor, MI | $44.8M | 100 | $448K |
| #28 | Janice Cornelius | 536003 | Barrington Bank & Trust Company N.A. | 449042 | — | $44.7M | 18 | $2.5M |
| #29 | Matthew Sitterlet | 770985 | Dart Bank, The | 406384 | Ann Arbor, MI | $44.6M | 118 | $378K |
| #30 | Theodore Edginton | 502442 | Guaranteed Rate, Inc. | 2611 | Northville, MI | $44.2M | 109 | $405K |
| #31 | Brendan ODriscoll | 132530 | Neighborhood Loans, Inc. | 222982 | Grand Rapids, MI | $43.5M | 168 | $259K |
| #32 | Christopher Puzzuoli | 276711 | HFG Holdings, Inc. | 1467435 | Troy, MI | $43.1M | 179 | $241K |
| #33 | Bryan Paul | 1684734 | Haven Home Loans LLC | 2747552 | Spring Lake, MI | $42.9M | 147 | $292K |
| #34 | David Bishop | 509125 | Lake Michigan Credit Union | 442967 | Grand Blanc, MI | $40.0M | 128 | $312K |
| #35 | Lisa Kreza-Bristow | 533244 | Lake Michigan Credit Union | 442967 | Livonia, MI | $39.8M | 80 | $498K |
| #36 | Amy Hendrickson | 427669 | Neighborhood Loans, Inc. | 222982 | Grand Rapids, MI | $39.1M | 81 | $482K |
| #37 | Rebecca Sims | 906566 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $38.9M | 112 | $347K |
| #38 | Kevin Salley | 732520 | Bank of Ann Arbor | 718852 | Ann Arbor, MI | $38.6M | 21 | $1.8M |
| #39 | Stephen Stork | 137370 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $38.6M | 170 | $227K |
| #40 | Timothy Weaver | 562635 | Dart Bank, The | 406384 | Lansing, MI | $38.2M | 100 | $382K |
| #41 | Betsy Cavanaugh | 746518 | Old National Bank | 459308 | Ann Arbor, MI | $37.9M | 85 | $445K |
| #42 | Robert Garrison | 137806 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $37.6M | 193 | $195K |
| #43 | Matthew Baffo | 770988 | First State Bank | 462643 | Clinton Twp, MI | $37.5M | 112 | $335K |
| #44 | Vicki Mulder | 663123 | Old National Bank | 459308 | Holland, MI | $36.9M | 43 | $858K |
| #45 | Nasir Sabuj | 1787816 | midland federal savings and loan association | 446746 | Bridgeview, IL | $36.8M | 196 | $188K |
| #46 | Mark Copland | 136066 | Staunton Financial, Inc. | 140012 | Southfield, MI | $36.8M | 151 | $244K |
| #47 | Joshua Rubin | 135902 | First Securities Financial Services, Inc. | 116848 | Bingham Farms, MI | $36.8M | 119 | $309K |
| #48 | JoAnn Pugh | 168895 | MMS Mortgage Services, Ltd. | 131062 | Farmington Hills, MI | $36.4M | 193 | $188K |
| #49 | Bradley Wilson | 1260065 | Success Mortgage Partners, Inc. | 130562 | Kalamazoo, MI | $36.2M | 166 | $218K |
| #50 | Angela Kakos | 166374 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $36.2M | 137 | $264K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Volume — Michigan (2023). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/michigan/top-overall-by-volume/2023
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