Leading rookies in Washington in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Renee Evans (WHATCOM EDUCATIONAL CREDIT UNION, NMLS #2808091), Sean McConnell (OriginPoint LLC, NMLS #2080834), and Heidi Smith (Edge Home Finance, LLC, NMLS #2806365).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Renee Evans | 2808091 | WHATCOM EDUCATIONAL CREDIT UNION | 401041 | Bellingham, WA | $7.8M | 48 | $163K |
| #2 | Sean McConnell | 2080834 | OriginPoint LLC | 2185899 | Kirkland, WA | $18.4M | 26 | $708K |
| #3 | Heidi Smith | 2806365 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $5.8M | 16 | $361K |
| #4 | Duong Hoang Gia Nguyen | 2796550 | Wonder Rates, Inc. | 1518655 | San Jose, CA | $5.2M | 10 | $522K |
| #5 | Gene Crow | 2810099 | Portage Bank | 1831756 | Spokane, WA | $3.6M | 9 | $395K |
| #6 | Trey Sweeney | 1375941 | loanDepot.com, LLC | 174457 | Southfield, MI | $1.8M | 7 | $261K |
| #6 | Marisa Brown | 2818979 | GESA CREDIT UNION | 402395 | Moses Lake, WA | $728K | 7 | $104K |
| #8 | SERGEY LOBODZINSKIY | 2811069 | midland federal savings and loan association | 446746 | — | $2.9M | 6 | $481K |
| #9 | Kateryna Witt | 2626154 | Onity Mortgage Corporation | 2726 | Plano, TX | $1.6M | 5 | $318K |
| #9 | Clarence Gregory | 2821344 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $1.1M | 5 | $228K |
| #9 | Jake Parker | 2763475 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.3M | 5 | $260K |
| #9 | Stephano Betti | 2802871 | NewRez LLC | 3013 | Charlotte, NC | $4.0M | 5 | $795K |
| #9 | Jennifer Chandler | 2811007 | Qualstar Credit Union | 664634 | Bothell, WA | $453K | 5 | $91K |
| #14 | Kylie Biazevich | 2775468 | Better Mortgage Corporation | 330511 | Irving, TX | $558K | 4 | $140K |
| #14 | Elijah Benson | 2796928 | loanDepot.com, LLC | 174457 | Irvine, CA | $851K | 4 | $213K |
| #14 | Sree Harsha Rekhana | 2798947 | Equity Smart Home Loans, Inc. | 856170 | South Pasadena, CA | $1.9M | 4 | $473K |
| #14 | Taylor Neace | 2795428 | loanDepot.com, LLC | 174457 | Chandler, AZ | $1.1M | 4 | $281K |
| #14 | Ayana Hayes | 2816964 | Global Federal Credit Union | 409001 | Anchorage, AK | $130K | 4 | $33K |
| #14 | Yasin Patel | 2821480 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $586K | 4 | $146K |
| #14 | Harmeet Sehmby | 2652394 | Loan Factory, Inc. | 320841 | San Jose, CA | $1.3M | 4 | $320K |
| #14 | Logan O'Keefe | 2781671 | Tomo Mortgage, LLC | 2059741 | New York, NY | $2.6M | 4 | $656K |
| #14 | NOE MENDOZA | 2775243 | Primerica Mortgage, LLC | 1723477 | Pasco, WA | $856K | 4 | $214K |
| #14 | MEIYA LUO | 2791516 | The Federal Savings Bank | 411500 | Chicago, IL | $1.1M | 4 | $264K |
| #14 | Jordan Wagner | 2817119 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.4M | 4 | $345K |
| #25 | Janora Fisher | 2796779 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $444K | 3 | $148K |
| #25 | Emilio Caballero | 2777031 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $2.3M | 3 | $770K |
| #25 | Juston Hill | 2784877 | PennyMac Loan Services, LLC | 35953 | — | $866K | 3 | $289K |
| #25 | Charles Alexander | 2808618 | Toyota Financial Savings Bank | 68603 | Henderson, NV | $2.0M | 3 | $683K |
| #25 | Brady Segovia Guerrero | 2827228 | Qualstar Credit Union | 664634 | Tacoma, WA | $125K | 3 | $42K |
| #25 | Sandy Jacob | 2812001 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $419K | 3 | $140K |
| #25 | Massimiliano Cibelli | 2817661 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $872K | 3 | $291K |
| #25 | Ajitesh Goyal | 2821329 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $787K | 3 | $262K |
| #25 | Karlotta Woodard Leclair | 1738306 | loanDepot.com, LLC | 174457 | — | $832K | 3 | $277K |
| #25 | Sean Dibsy | 2236623 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $2.1M | 3 | $715K |
| #25 | Abdulsattar Dannaoui | 2840012 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $801K | 3 | $267K |
| #36 | Kyle Javier | 2781983 | Tomo Mortgage, LLC | 2059741 | New York, NY | $1.2M | 2 | $615K |
| #36 | Fabian Torres | 847914 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $162K | 2 | $81K |
| #36 | sandra novakovic | 2772267 | Integrity Mortgage Solutions LLC | 1286 | Lake Tapps, WA | $1.6M | 2 | $805K |
| #36 | Lee Garoutte | 360998 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $734K | 2 | $367K |
| #36 | Corey Borkowski | 1428800 | NewRez LLC | 3013 | Troy, MI | $1.2M | 2 | $577K |
| #36 | Chelsea Abboud | 2821332 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $613K | 2 | $306K |
| #36 | Christopher Paschal | 2800878 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.1M | 2 | $575K |
| #36 | Kurstin Garcia | 2812959 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $130K | 2 | $65K |
| #36 | Scott Richter | 2809610 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $169K | 2 | $85K |
| #36 | Marina Michalk | 2809605 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $1.9M | 2 | $930K |
| #36 | Jeremiah Vargas | 2809248 | NEXA Mortgage, LLC | 1660690 | Maple Grove, MN | $790K | 2 | $395K |
| #36 | THI THUY MY NGUYEN | 2756396 | Envoy Mortgage Ltd | 6666 | Oak Harbor, WA | $820K | 2 | $410K |
| #36 | Alan Thomas | 2796656 | Mortgage Research Center, LLC | 1907 | Lenexa, KS | $865K | 2 | $432K |
| #36 | Donovan Braggs | 2726329 | Rocket Mortgage, LLC | 3030 | Coppell, TX | $104K | 2 | $52K |
| #36 | Cindy Carrigan | 2756068 | One Real Mortgage Corp. | 198414 | Ann Arbor, MI | $464K | 2 | $232K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Washington. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/washington/top-rookie-by-units
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