Biggest climbers in South Dakota in 2024, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Justin Harford (Plains Commerce Bank, NMLS #2525420), Timothy Birk (Rocket Mortgage, LLC, NMLS #1053903), and Owen Ekimoto (PennyMac Loan Services, LLC, NMLS #1001582).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2024 Volume | 2024 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Justin Harford | 2525420 | Plains Commerce Bank | 463950 | — | ▲ 935 (#995 → #60) | $6.4M | 12 |
| #2 | Timothy Birk | 1053903 | Rocket Mortgage, LLC | 3030 | — | ▲ 819 (#982 → #163) | $1.6M | 2 |
| #3 | Owen Ekimoto | 1001582 | PennyMac Loan Services, LLC | 35953 | Honolulu, HI | ▲ 765 (#962 → #197) | $1.1M | 3 |
| #4 | John Creason | 438474 | Stifel Bank and Trust | 375103 | Saint Louis, MO | ▲ 746 (#870 → #124) | $2.3M | 4 |
| #5 | Amy Waldner | 793163 | M-O Federal Credit Union | 743252 | Huron, SD | ▲ 725 (#897 → #172) | $1.5M | 2 |
| #6 | Nicholas Hausman | 1378130 | First Bank & Trust | 409296 | Sioux Falls, SD | ▲ 723 (#930 → #207) | $1.1M | 4 |
| #7 | Stephanie Erickson | 1886919 | Security First Bank | 505011 | Rapid City, SD | ▲ 717 (#951 → #234) | $866K | 4 |
| #8 | Garrett Peterson | 1423347 | BANK OF DIXON COUNTY | 460302 | Ponca, NE | ▲ 692 (#958 → #266) | $688K | 4 |
| #9 | Jared Hanowski | 211935 | GRANITE BANK | 405434 | Champlin, MN | ▲ 681 (#940 → #259) | $715K | 2 |
| #10 | Joel Davis | 1940875 | PennyMac Loan Services, LLC | 35953 | Franklin, TN | ▲ 646 (#842 → #196) | $1.1M | 3 |
| #11 | Christopher Fields | 2142344 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 616 (#921 → #305) | $581K | 2 |
| #12 | Alyssa Jimenez | 1861715 | Black Hills Federal Credit Union | 405873 | Rapid City, SD | ▲ 613 (#978 → #365) | $482K | 7 |
| #13 | Miranda Phipps | 2184844 | First Bank & Trust | 409296 | — | ▲ 576 (#809 → #233) | $871K | 6 |
| #14 | Jennifer Loomis | 640479 | First Bank & Trust | 409296 | Brookings, SD | ▲ 550 (#870 → #320) | $562K | 1 |
| #15 | Mark Roos | 418790 | U.S. Bank National Association | 402761 | Earth City, MO | ▲ 532 (#668 → #136) | $2.0M | 5 |
| #16 | Lois Jacobs | 517118 | Black Hills Federal Credit Union | 405873 | — | ▲ 505 (#846 → #341) | $519K | 3 |
| #17 | James Miller | 1374328 | Lower, LLC | 1124061 | Columbus, OH | ▲ 502 (#811 → #309) | $578K | 2 |
| #18 | Teresa McNally | 372169 | Black Hills Community Bank, National Association | 405485 | Rapid City, SD | ▲ 493 (#603 → #110) | $2.8M | 6 |
| #19 | Steven Roberts | 1887215 | First PREMIER Bank | 474396 | — | ▲ 486 (#987 → #501) | $354K | 5 |
| #20 | Destini Nichols | 2225828 | Security National Bank of South Dakota | 410999 | — | ▲ 469 (#697 → #228) | $908K | 6 |
| #21 | Michael Hausler | 513130 | Lakeview Loan Servicing, LLC | 391521 | Columbus, OH | ▲ 468 (#940 → #472) | $371K | 2 |
| #22 | Liam Merritt | 2102293 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | ▲ 435 (#634 → #199) | $1.1M | 3 |
| #23 | Sara Fischer | 421491 | Security Bank | 412573 | Hartington, NE | ▲ 429 (#803 → #374) | $475K | 1 |
| #24 | Ricky Van Den Top | 35048 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | ▲ 427 (#578 → #151) | $1.7M | 7 |
| #25 | Laura Pratt | 474580 | Security National Bank of South Dakota | 410999 | Sioux City, IA | ▲ 426 (#996 → #570) | $300K | 3 |
| #26 | Nancy Smith | 635407 | Black Hills Federal Credit Union | 405873 | Hot Springs, SD | ▲ 419 (#714 → #295) | $596K | 8 |
| #27 | Gina Brown | 142910 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 413 (#789 → #376) | $472K | 2 |
| #28 | James Florence | 2218779 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | ▲ 413 (#932 → #519) | $337K | 1 |
| #29 | James Bruce | 332323 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | ▲ 393 (#645 → #252) | $741K | 2 |
| #30 | Christopher Kinder | 843061 | DAKOTA STAR FEDERAL CREDIT UNION | 509671 | Rapid City, SD | ▲ 393 (#773 → #380) | $468K | 5 |
| #31 | Francis Gundermann | 858031 | Compeer Financial, ACA | 619731 | Worthington, MN | ▲ 367 (#704 → #337) | $527K | 1 |
| #32 | Timothy Powell | 136749 | Churchill Mortgage Corporation | 1591 | Decatur, IN | ▲ 362 (#619 → #257) | $724K | 3 |
| #33 | Sarena Scales | 1637377 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | ▲ 359 (#837 → #478) | $370K | 1 |
| #34 | Mai Aburouman | 1675659 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 357 (#861 → #504) | $353K | 5 |
| #35 | LeeAnn Collins | 517117 | Black Hills Federal Credit Union | 405873 | — | ▲ 351 (#812 → #461) | $382K | 2 |
| #36 | Tyler Nelson | 2157259 | First PREMIER Bank | 474396 | — | ▲ 335 (#917 → #582) | $294K | 5 |
| #37 | Joshua Rudder | 1504043 | Finance of America Reverse LLC | 2285 | Irvine, CA | ▲ 327 (#711 → #384) | $462K | 1 |
| #38 | Valerie Anderson | 860684 | FARMERS STATE BANK OF CANTON | 769885 | Canton, SD | ▲ 319 (#907 → #588) | $290K | 1 |
| #39 | Emily Merrigan | 1784961 | BMO Bank National Association | 401052 | — | ▲ 307 (#823 → #516) | $340K | 4 |
| #40 | Brent Merritt | 340490 | Mortgage Capital of MN Inc | 324257 | Maple Grove, MN | ▲ 286 (#747 → #461) | $382K | 1 |
| #41 | Susan Lemon | 1118429 | Bison Ventures LLC | 2257632 | Scottsdale, AZ | ▲ 285 (#805 → #520) | $337K | 1 |
| #42 | Charles Nesdahl | 1190400 | CORNERSTONE BANK | 320389 | Sioux Falls, SD | ▲ 282 (#962 → #680) | $243K | 1 |
| #43 | Michele Siedzik | 1181309 | JPMorgan Chase Bank, National Association | 399798 | Columbus, OH | ▲ 281 (#807 → #526) | $332K | 1 |
| #44 | Samantha McCully | 528830 | Rapid Mortgage LLC | 1913216 | Rapid City, SD | ▲ 280 (#709 → #429) | $410K | 1 |
| #45 | Taylor Story | 1510917 | Rocket Mortgage, LLC | 3030 | — | ▲ 280 (#747 → #467) | $377K | 3 |
| #46 | Keegan McMillan | 2143249 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 272 (#863 → #591) | $289K | 1 |
| #47 | Megan Backer | 1533870 | First Bank & Trust | 409296 | Sioux Falls, SD | ▲ 266 (#440 → #174) | $1.4M | 10 |
| #48 | Brent Moody | 57042 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | ▲ 257 (#475 → #218) | $970K | 2 |
| #49 | Melinda Riley | 485330 | Dakotaland Federal Credit Union | 657864 | Aberdeen, SD | ▲ 255 (#1019 → #764) | $204K | 1 |
| #50 | Michael Roby | 1295373 | American Bank & Trust | 774689 | Sioux Falls, SD | ▲ 246 (#521 → #275) | $640K | 2 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Volume — South Dakota (2024). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/south-dakota/top-climbers-by-volume/2024
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